1938 Kepler Ct, Escondido, CA 92026 Property Records

San Diego County property record for 1938 Kepler Ct, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,186 sqft · built 2021
Owner	Individual Name on File
Last Sale	$945,000 (Aug 2023)
Tax Bill	$12,654 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`224-493-27-00`

Property Details

APN / Parcel Number

Primary APN	`224-493-27-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,186 sqft Living Area

Exterior

Year Built	Built 2021
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1938 KEPLER CT
City	ESCONDIDO
State	CA
Zip	92026-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 16400 LOT 63
Legal Tract	16400
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	20304

Owner

1938 Kepler Ct is owned and occupied by an individual who bought it in August 2023.

Source: San Diego County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1938 KEPLER CT, ESCONDIDO, CA 92026-1158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 27, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	2023-0207368
Record Updated	Jun 8, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2023
Property Address	1938 KEPLER CT, ESCONDIDO, CA 92026-1158
Document Number	0000207368
Map Reference	MAP 16400
Instrument Date	Jul 18, 2023
Instrument	2023-0207368
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1938 KEPLER CT, ESCONDIDO, CA 92026-1158

Mortgage

Document Number	0000207369
Date	Aug 2, 2023
Instrument	2023-0207369

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

May 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2021
Property Address	1938 KEPLER CT, ESCONDIDO, CA 92026-1158
Document Number	0000400905
Map Reference	MAP 16400
Instrument Date	Apr 16, 2021
Instrument	2021-0400905
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1938 KEPLER CT, ESCONDIDO, CA 92026-1158

Mortgage

Document Number	0000400906
Date	May 27, 2021
Instrument	2021-0400906

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1938 Kepler Ct was $12,654 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,654.00 Homeowner's exemption	$963,899 Land $357,048 Building $606,851
2023	$10,926.00 (-1.45%) Homeowner's exemption	$758,347 Land $280,908 Building $477,439
2022	$11,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1938 Kepler Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 Kepler Ct is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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