1938 James Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 1938 James Ave, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jan 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-68-005-031`

Property Details

APN / Parcel Number

Primary APN	`007-68-005-031`
Alternative APN	`0076800503100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Heated Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1938 JAMES AVE
City	OWOSSO
State	MI
Zip	48867-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE SUB. CALEDONIA TWP LOT 31 & W 12 OF LOT 32 BLK 5
Legal Subdivision	RIVERSIDE SUB
Legal Block	5
Legal Lot Number	31-32
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	3
Census Block	3039
Census Tract	31600

Owner

Source: Shiawassee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1938 JAMES AVE, OWOSSO, MI 48867-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 27, 2022	Intrafamily Transfer, Transfer
Jan 27, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	20223356148
Deed Book / Page	1292 / 248
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0012920250
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 3, 2026
Property Address	1938 JAMES AVE, OWOSSO, MI 48867-3929
Document Number	0003405739
Book / Page	1341 / 126
Instrument Date	Jul 9, 2026
Instrument	20263405739
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 JAMES AVE, OWOSSO, MI 48867-3929

Mortgage

Document Number	0003405739,
Date	Aug 3, 2026
Book Page	1341/126
Instrument	20263405739

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Feb 1, 2052

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 27, 2022
Property Address	1938 JAMES AVE, OWOSSO, MI 48867-3929
Document Number	0012920250
Book / Page	1292 / 250
Map Reference	LB 1 PG 24
Instrument Date	Jan 18, 2022
Instrument	3356150
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 LAVEROCK ALY, OWOSSO, MI 48867-3003

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 27, 2022
Property Address	1938 JAMES AVE, OWOSSO, MI 48867-3929
Document Number	0012920248
Book / Page	1292 / 248
Map Reference	LB 1 PG 24
Instrument Date	Jan 18, 2022
Instrument	3356148
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1938 JAMES AVE, 1938, OWOSSO, MI 48867-3929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LAVEROCK ALY, OWOSSO, MI 48867-3003

Mortgage

Document Number	0003356149
Date	Jan 27, 2022
Instrument	3356149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 (+6.82%)	$203,600 (+6.82%)
2025	$2,738.00 (+12.58%) Homeowner's exemption	$95,300 (+24.58%)	$190,600 (+24.58%)
2024	$2,432.00
2023	$2,432.00 Homeowner's exemption	$76,500	$153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	18 (1981–2026)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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