Hamilton County property record for 1938 Garden Ln, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,548 sqft · built 1931 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Aug 2018) |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-0002-0282-00 |
| Primary APN | 119-0002-0282-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,046 sqft |
| Attic | Attic |
| Attic Area | 502 sqft |
| Basement Area | 1,130 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 106 ft deep x 40 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1938 GARDEN LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 1938 GARDEN LN 40 X 105.96 IRR LOT 72 SWISS GARDEN SUB |
| Legal Subdivision | SWISS GARDEN SUB |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 6300 |
Source: Hamilton County assessment roll, APN 119-0002-0282-00, as of January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 GARDEN LN, CINCINNATI, OH 45237-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN MORTGAGE SERVICE CO |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2006 · Amount on Record |
| Deed Document Number | 201876704 |
| Deed Book / Page | 13743 / 443 |
| Prior Transfer Date | Sep 29, 2010 |
| Prior Transfer Doc | 0000000575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1938 GARDEN LN, CINCINNATI, OH 45237-6022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014421 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 14346/2797 |
| Instrument | 2021-0014421 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2018 |
| Property Address | 1938 GARDEN LN, CINCINNATI, OH 45237-6022 |
| Document Number | 0000076704 |
| Book / Page | 13743 / 00443 |
| Map Reference | MB 32 PG 67 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-0076704 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000076705 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018-0076705 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Hamilton County assessment roll as of January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+0.15%) | $32,176 (-) Land $4,606 Building $27,570 | $91,930 (-) Land $13,160 Building $78,770 |
| 2024 | $2,045.00 (-1.4%) | $32,176 (-) Land $4,606 Building $27,570 | |
| 2023 | $2,074.00 (+19.4%) | $32,176 (+33.23%) Land $4,606 Building $27,570 | $91,930 (+33.23%) Land $13,160 Building $78,770 |
| 2022 | $1,737.00 | $24,151 Land $4,505 Building $19,646 | |
| 2020 | $69,000 Land $12,870 Building $56,130 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 1,197 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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