Gaston County property record for 1938 Echo Ln, Gastonia, NC 28052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,275 sqft · built 1963 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Aug 2023) |
| Tax Bill | $2,987 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01092 01900 |
| Primary APN | 01092 01900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1938 ECHO LN |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-7605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BELAIRE BLK E L 16 01 092 019 00 000 |
| Legal Subdivision | THE BELAIRE SUBDIVISION |
| Legal Block | E |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 33203 |
1938 Echo Ln is owned and occupied by an individual who bought it in August 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DREAMKEY PARTNERS MORTGAGE INC |
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DENNIS N DENTON |
| Jul 29, 2022 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Jul 29, 2022 · Amount on File |
| Deed Book / Page | 5427 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053542245 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 5354/2245 |
| Name | DREAMKEY PARTNERS MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 29, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 7, 2023 |
| Property Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Document Number | 0054270330 |
| Book / Page | 5427 / 330 |
| Map Reference | MB 15 PG 101 |
| Instrument Date | Aug 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1934 WINDSOR HILL DR, MATTHEWS, NC 28105-2373 |
| Name | Verified Name |
|---|---|
| Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Document Number | 0005427333 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 5427/333 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0054270355 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 5427/355 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053460195 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 5346/195 |
| Name | DENNIS N DENTON |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 29, 2022 |
| Property Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Document Number | 0053542219 |
| Book / Page | 5354 / 2219 |
| Map Reference | MB 15 PG 101 |
| Instrument Date | Jul 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 MUSKET ST, 3, MURRELLS INLET, SC 29576-5748 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Document Number | 0053542221 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 5354/2221 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0053542239 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 5354/2239 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1938 ECHO LN, GASTONIA, NC 28052-7605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051952051 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 5195/2051 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
The 2026 property tax bill for 1938 Echo Ln was $2,987.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,987.00 | $279,500 Land $24,000 Building $255,500 | |
| 2023 | $3,018.00 (+81.15%) | $279,500 (+123.08%) Land $24,000 Building $255,500 | |
| 2022 | $1,666.00 | $125,290 Land $15,000 Building $110,290 | |
| 2021 | $125,290 Land $15,000 Building $110,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1938 Echo Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–2024) |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1938 Echo Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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