1938 E 2nd St, Defiance, OH 43512 Property Records

Defiance County property record for 1938 E 2nd St, Defiance, OH 43512

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,400 sqft · built 2005
Lot Size	0.327 acres (14,248 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Oct 2009)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`J090019C02100`

Property Details

APN / Parcel Number

Primary APN	`J090019C02100`

Interior

Stories	1 Story
Building Area	10,400 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2005
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,248 sqft (0.327 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Fence	Fence
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1938 E 2ND ST
City	DEFIANCE
State	OH
Zip	43512-2504
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	RIVERVIEW ADD EXT LOT 13 & PT OF VACATED ELMWOOD DR
Legal Subdivision	RIVERVIEW ADD
Legal Lot Number	13
Jurisdiction	DEFIANCE OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1001
Census Tract	958800

Owner

Source: Defiance County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1025 RALSTON AVE, DEFIANCE, OH 43512-1373
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit STATE BANK & TRUST CO
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2009 · Amount on Record
Deed Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	511
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/1118
Date	Apr 28, 2022
Book Page	448/1118
Instrument	202200002029

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/1132
Date	Apr 28, 2022
Book Page	448/1132
Instrument	202200002030

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/1527
Date	Jan 18, 2019
Book Page	417/1527
Instrument	201900000241

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	405/1748
Date	Jul 24, 2017
Book Page	405/1748
Instrument	201700003104

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/1882
Date	Apr 26, 2018
Book Page	411/1882
Instrument	201800001778

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1938 E 2ND ST, DEFIANCE, OH 43512-2504
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	409/1105
Date	Jan 16, 2018
Book Page	409/1105
Instrument	201800000169

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2023

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Richland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,794.00	$86,720 (-) Land $670 Building $86,050
2024	$5,794.00 (+0.64%)	$86,720 (-) Land $670 Building $86,050
2023	$5,757.00 (+6.89%)	$86,720 (+14.88%) Land $670 Building $86,050	$247,771 (+14.87%) Land $1,914 Building $245,857
2022	$5,386.00	$75,490 Land $660 Building $74,830
2020			$215,690 Land $1,880 Building $213,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1990)
Most Recent Claim	Dec 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Omni Fiber, T-Mobile.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures