1938 E 20th Rd, Grand Ridge, IL 61325 Property Records

LaSalle County property record for 1938 E 20th Rd, Grand Ridge, IL 61325

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,406 sqft · built 1908
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (Mar 2006)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Mar 2006 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-28-306-000`

Property Details

APN / Parcel Number

Primary APN	`28-28-306-000`
Alternative APN	`24-28-300-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,406 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	1938 E 20TH RD
City	GRAND RIDGE
State	IL
Zip	61325-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S246.11 N742.19 W354 SW1/4 SEC 28-32-4
Legal Range	04
Legal Township	32
Legal Section	28
Jurisdiction	LASALLE IL
Township / Civil Division	GRAND RAPIDS
Census Block Group	4
Census Block	4158
Census Tract	963700

Owner

1938 E 20th Rd is owned and occupied by two individuals who bought it in March 2006.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1938 E 20TH RD, GRAND RIDGE, IL 61325-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Mar 31, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2006 · Amount on File
Deed Sale	Mar 31, 2006 · Amount on File
Deed Document Number	20068102
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1938 E 20TH RD, GRAND RIDGE, IL 61325-9616
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200917912
Date	Jul 9, 2009
Instrument	2009-17912

Lender

Name	OTTAWA SAVINGS BANK
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2019

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 31, 2006
Property Address	1938 E 20TH RD, GRAND RIDGE, IL 61325-9616
Document Number	0200608102
Instrument Date	Mar 31, 2006
Instrument	2006-08102
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 CHARTER ST, DEKALB, IL 60115-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1938 E 20TH RD, GRAND RIDGE, IL 61325-9616

Tax Assessment & Valuation

The 2025 property tax bill for 1938 E 20th Rd was $4,748, up 5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Grand Rapids Township
Elementary School District	Grand Ridge Community Consolidated School District 95 (PK - 08)
Secondary School District	Streator Township High School District 40 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (+5%)	$71,899 Land $17,633 Building $54,266	$215,697 Land $52,899 Building $162,798
2024	$4,522.00
2023		$60,470 (-3.16%) Land $14,235 Building $46,235	$181,410 (-3.16%) Land $42,705 Building $138,705
2022		$62,444 Land $14,224 Building $48,220	$187,332 Land $42,672 Building $144,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1938 E 20th Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1985–2013)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1938 E 20th Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

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