Lexington-Fayette Urban County property record for 1938 Dunkirk Ct, Lexington, KY 40504
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,026 sqft · built 1961 |
| Lot Size | 0.297 acres (12,955 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $2,177 (2026) |
| Deeds & Mortgages | Dec 2012 Mortgage May 2026 Sale & Mortgage + 1 more |
| APN | 12058800 |
| Primary APN | 12058800 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Lot Area | 12,955 sqft (0.297 acres) |
| Lot Width | 55 ft Width |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1938 DUNKIRK CT |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40504-1373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | C-024C CARDINAL VALLEY LOT 13 |
| Legal Subdivision | CARDINAL VALLEY |
| Legal Block | M |
| Legal Lot Number | 13 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2001 |
1938 Dunkirk Ct is owned and occupied by an individual who bought it in May 2026.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2012 | Deed of Trust, Mortgage GUARDIAN SAV BK FSB |
| May 28, 2026 | Deed, Transfer · FHA Mortgage CENTRAL BANK & TRUST COMPANY |
| May 28, 2026 | Deed, Transfer · FHA Mortgage CENTRAL BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | Dec 11, 2025 · Amount on File |
| Deed Document Number | 20260528292 |
| Deed Book / Page | 4195 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007652/536 |
|---|---|
| Date | Dec 18, 2012 |
| Book Page | 7652/536 |
| Name | GUARDIAN SAV BK FSB |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 28, 2026 |
| Property Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Document Number | 0000000292 |
| Book / Page | 4195 / 203 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026292 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Document Number | 0000000293, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20260528293 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000000294, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 11221/719 |
| Instrument | 2026294 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Jun 1, 2041 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 28, 2026 |
| Property Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Document Number | DB4195/203 |
| Book / Page | 4195 / 203 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026292 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1938 DUNKIRK CT, LEXINGTON, KY 40504-1373 |
| Document Number | 0000000293, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20260528293 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000000294, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 11221/719 |
| Instrument | 2026294 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 1938 Dunkirk Ct was $2,177 with a homeowner's exemption, up 152% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,177.00 (+151.97%) | $172,800 (+45.21%) | $172,800 (+45.21%) |
| 2025 | $864.00 Homeowner's exemption | $119,000 | $119,000 |
| 2023 | $613.00 Homeowner's exemption | $96,000 | $96,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 1938 Dunkirk Ct; there have been 12 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 12 (1989–1998) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jun 1998 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1938 Dunkirk Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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