Shiawassee County property record for 1938 Bock St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Jun 2026) |
| Tax Bill | $982 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-80-003-000 |
| Primary APN | 006-80-003-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 56,628 sqft (1.3 acres) |
|---|
| Street Address | 1938 BOCK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISOR'S PLAT OWOSSO TWP LOT 3 |
| Legal Subdivision | S P OF OWOSSO TOWNSHIP |
| Legal Lot Number | 3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30300 |
Source: Shiawassee County records · APN 006-80-003-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5676 BOISE LLE DR APT 1A, 1A, HASLETT, MI 48840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION |
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION |
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH |
| Jan 03, 2023 | Warranty Deed, Transfer |
| May 31, 2022 | Intrafamily Transfer, Transfer |
| May 31, 2022 | Intrafamily Transfer, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on Record |
| Deed Sale | Jun 19, 2026 · Amount on Record |
| Deed Document Number | 20263404434 |
| Deed Book / Page | 1339 / 835 |
| Prior Transfer Date | Apr 14, 2022 |
| Prior Transfer Doc | 0012970125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 19, 2026 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0003404434 |
| Book / Page | 1339 / 835 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263404434 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,283.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003404332, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 20263404332 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0013390734, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 1339/734 |
| Instrument | 20263404333 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 16, 2026 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0003404332 |
| Book / Page | 1339 / 733 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263404332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0003404332, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 1339/733 |
| Instrument | 20263404332 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 16, 2026 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0003404333 |
| Book / Page | 1339 / 734 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263404333 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0003404333, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 1339/734 |
| Instrument | 20263404333 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 03, 2023 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0013030338 |
| Book / Page | 1303 / 338 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 3367417 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 S CHIPMAN ST, OWOSSO, MI 48867-3325 |
| Name | Verified Name |
|---|---|
| Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 31, 2022 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0012970125 |
| Book / Page | 1297 / 125 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 3361050 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 S CHIPMAN ST, 117, OWOSSO, MI 48867-3325 |
| Name | Verified Name |
|---|---|
| Address | 117 S CHIPMAN ST, OWOSSO, MI 48867-3325 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 31, 2022 |
| Property Address | 1938 BOCK ST, OWOSSO, MI 48867-4004 |
| Document Number | 0012970124 |
| Book / Page | 1297 / 124 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 3361049 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 S CHIPMAN ST, 117, OWOSSO, MI 48867-3325 |
| Name | Verified Name |
|---|---|
| Address | 117 S CHIPMAN ST, OWOSSO, MI 48867-3325 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,100 (+17.07%) | $78,200 (+17.07%) | |
| 2025 | $982.00 (+2.51%) Homeowner's exemption | $33,400 (+13.61%) | $66,800 (+13.61%) |
| 2024 | $958.00 (+17.84%) | ||
| 2023 | $813.00 Homeowner's exemption Additional exemption filed | $29,400 | $58,800 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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