19375 N Ray Rd, Lodi, CA 95242 Property Records

San Joaquin County property record for 19375 N Ray Rd, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,254 sqft · built 2003
Lot Size	6.47 acres (281,833 sqft)
Owner	Trust Name on File
Last Sale	$2,100,000 (Apr 2023)
Tax Bill	$24,910 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Sale
Flood Zone	Zone A (high risk)
APN	`011-160-070-000`

Property Details

APN / Parcel Number

Primary APN	`011-160-070-000`
Alternative APN	`011-160-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,254 sqft Living Area
1st Floor Area	3,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	281,833 sqft (6.47 acres)
Lot Dimensions	558 ft deep x 505 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	011-160-07
Street Address	19375 N RAY RD
City	LODI
State	CA
Zip	95242-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	TWP 04N RGE 05E SEC 36 QTR NE4
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2008
Census Tract	4106

Owner

19375 N Ray Rd is held in a trust since April 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	34 PRESTWICK CT, SACRAMENTO, CA 95833-1991
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2023	Grant Deed, Transfer FIDELITY NATL TTL CO OF CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	May 28, 2015
Deed Document Number	202327547
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0000061594
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	19375 N RAY RD, LODI, CA 95242-9639
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19375 N RAY RD, LODI, CA 95242-9639

Mortgage

Document Number	0000045287
Date	Mar 12, 2021
Instrument	2021-045287

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 10, 2023
Property Address	19375 N RAY RD, LODI, CA 95242-9639
Document Number	0000027547
Instrument Date	Apr 7, 2023
Instrument	2023-027547
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PRESTWICK CT, SACRAMENTO, CA 95833-1991

Tax Assessment & Valuation

The 2026 property tax bill for 19375 N Ray Rd was $24,910, up 0.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$24,910.00 (+0.55%)
2025	$24,773.00	$2,184,840 Land $806,310 Building $1,378,530
2023	$12,014.00 (+19.28%)	$1,003,331 Land $195,877 Building $807,454
2022	$10,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19375 N Ray Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	2 (1983–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19375 N Ray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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