Lancaster County property record for 1937 Terra Ln, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,840 sqft · built 1982 |
| Lot Size | 0.49 acres (21,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Jul 2023) |
| Tax Bill | $5,084 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0062C-0C-023.00 |
| Primary APN | 0062C-0C-023.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,384 sqft |
| Basement Area | 417 sqft |
| Finished Basement | 417 sqft |
| Unfinished Basement | 417 sqft |
| Flooring | Carpet |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,342 sqft (0.49 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Porch | Porch |
| Porch Area | 154 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 6365 |
|---|---|
| Street Address | 1937 TERRA LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 100X218X40X100X234 |
| Legal Subdivision | ARROWO |
| Legal Block | 28 |
| Legal Lot Number | 28 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11100 |
1937 Terra Ln is owned and occupied by two individuals who acquired it in September 2023.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Sep 29, 2023 | Intrafamily Transfer, Transfer |
| Jul 26, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 28, 2022 | Deed of Distribution, Transfer |
| Sep 28, 2022 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Dec 22, 2022 · Amount on File |
| Deed Document Number | 20239323 |
| Deed Book / Page | 1691 / 92 |
| Last Transfer Date | Sep 29, 2023 |
| Transfer Doc | 0000012401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7201 THERMAL RD, CHARLOTTE, NC 28211-6154 |
| Document Number | 0000001860 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 5519/288 |
| Instrument | 2026001860 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | 800 WESTMERE AVE STE 300, CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 29, 2023 |
| Property Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Number | 0000012401 |
| Book / Page | 1714 / 317 |
| Map Reference | PL 2022-547 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023012401 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 26, 2023 |
| Property Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Number | 0000009323 |
| Book / Page | 1691 / 92 |
| Map Reference | PL 2022-547 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023009323 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $785.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Number | 0000009350 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 4996/306 |
| Instrument | 2023009350 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 28, 2022 |
| Property Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Number | 0000015517 |
| Book / Page | 1592 / 53 |
| Map Reference | PL 10859 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022015517 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 CRESTFIELD DR, LANCASTER, SC 29720-1644 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 28, 2022 |
| Property Address | 1937 TERRA LN, LANCASTER, SC 29720-8500 |
| Document Number | 0000015516 |
| Book / Page | 1592 / 50 |
| Map Reference | PL 10859 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022015516 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 CRESTFIELD DR, LANCASTER, SC 29720-1644 |
The 2025 property tax bill for 1937 Terra Ln was $5,084, down 14.5% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,084.00 (-14.51%) | $15,534 Land $3,000 Building $12,534 | $258,900 Land $50,000 Building $208,900 |
| 2024 | $5,947.00 (+52.14%) | ||
| 2023 | $3,909.00 (+67.91%) | $11,808 (+67.2%) Land $3,000 Building $8,808 | $196,800 (+67.2%) Land $50,000 Building $146,800 |
| 2022 | $2,328.00 | $7,062 Land $840 Building $6,222 | $117,700 Land $14,000 Building $103,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1937 Terra Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1937 Terra Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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