1937 Oakland Ave, Covington, KY 41014 Property Records

Kenton County property record for 1937 Oakland Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1922
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2017)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-21-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-21-011.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,272 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Foundation Type	Block
Roof Material	Slate
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1937 OAKLAND AVE
City	COVINGTON
State	KY
Zip	41014-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATCH & CO SEC 9 PT LOTS 85-86 49'X 100' WS OAKLAND 110' N 20TH ST
Legal Subdivision	PATCH & CO
Legal Phase	9
Legal Lot Number	85,86
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1937 Oakland Ave is owned and occupied by two individuals who bought it in March 2017.

Source: Kenton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1937 OAKLAND AVE, COVINGTON, KY 41014-1473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2017	Quit Claim Deed, Transfer SPRINGDALE TITLE LLC
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Apr 2, 2014 · Amount on File
Deed Document Number	201703 20 059 00298
Deed Book / Page	6119 / 307
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1937 OAKLAND AVE, COVINGTON, KY 41014-1473
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 OAKLAND AVE, COVINGTON, KY 41014-1473

Mortgage

Document Number	0005900255
Date	Jul 7, 2021
Book Page	239/225
Instrument	21070705900255

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	309 Months
Due	Apr 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 22, 2017
Property Address	1937 OAKLAND AVE, COVINGTON, KY 41014-1473
Document Number	0000000291
Book / Page	0C6165 / 000063
Instrument Date	May 16, 2017
Instrument	291
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1937 OAKLAND AVE COVINGTON KY 410141473, COVINGTON, KY 41014-1473

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2017
Property Address	1937 OAKLAND AVE, COVINGTON, KY 41014-1473
Document Number	0000000298
Book / Page	0C6119 / 000307
Instrument Date	Mar 15, 2017
Instrument	298
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 OAKLAND AVE COVINGTON KY 410141473, COVINGTON, KY 41014-1473

Mortgage

Document Number	299
Date	Mar 20, 2017
Book Page	0C6119/000310
Instrument	299

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Mortgage

Document Number	300,
Date	Mar 20, 2017
Book Page	0C6119/000324
Instrument	300

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 19, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1937 Oakland Ave was $1,774.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (-) Land $10,000 Building $123,900	$133,900 (-) Land $10,000 Building $123,900
2025	$1,774.00	$133,900 Land $5,000 Building $128,900	$133,900 Land $5,000 Building $128,900
2023	$1,783.00	$133,900 Land $5,000 Building $128,900	$133,900 Land $5,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1937 Oakland Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1937 Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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