1936 SE Waco Dr, Bend, OR 97702 Property Records

Deschutes County property record for 1936 SE Waco Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,785 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181203-BA-00315`

Property Details

APN / Parcel Number

Primary APN	`181203-BA-00315`
Alternative APNs	`R1001181203BA00315` `119230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,296 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	440 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	119230
Street Address	1936 SE WACO DR
City	BEND
State	OR
Zip	97702-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Range	12
Legal Township	18
Legal Section	03
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3011
Census Tract	1802

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1936 SE WACO DR, BEND, OR 97702-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage USA DIRECT FUNDING
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023
Deed Sale	May 16, 2023
Prior Sale	Oct 9, 2009 · Amount on Record
Deed Document Number	202311618
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0000011618
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 16, 2023
Property Address	1936 SE WACO DR, BEND, OR 97702-1503
Document Number	0000011618
Instrument Date	Mar 15, 2023
Instrument	2023-11618
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	NOT AVAILABLE, DESCHUTES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1936 SE WACO DR, BEND, OR 97702-1503

Mortgage

Document Number	0000011619
Date	May 16, 2023
Instrument	2023-11619

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1936 SE WACO DR, BEND, OR 97702-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000969
Date	Jan 9, 2017
Instrument	2017-00969

Lender

Name	USA DIRECT FUNDING
Type	Lending Institution
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1936 SE WACO DR, BEND, OR 97702-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010987
Date	Mar 22, 2017
Instrument	2017-10987

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1936 SE WACO DR, BEND, OR 97702-1503
Document Number	0000028826
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1936 SE WACO DR BEND OR 977021503, BEND, OR 97702-1503

Mortgage

Document Number	0000028826
Date	Jun 22, 2020
Instrument	28826

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+3.92%)	$164,880 (+3%)	$616,600 (+3.08%) Land $291,610 Building $324,990
2024	$2,680.00 (+7.89%)	$160,080 (+3%)	$598,170 (-4.01%) Land $266,550 Building $331,620
2023	$2,484.00	$155,420	$623,130 Land $266,550 Building $356,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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