1936 Pinehurst Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1936 Pinehurst Ln, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,018 sqft · built 1979
Lot Size	0.075 acres (3,276 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 2021)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`8813-05-302-016`

Property Details

APN / Parcel Number

Primary APN	`8813-05-302-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	576 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,276 sqft (0.075 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1936 PINEHURST LN
City	WATERLOO
State	IA
Zip	50701-4512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FLEETWOOD A CONDOMINIUM UNIT #3
Legal Range	13W
Legal Township	88N
Legal Section	05
Legal Subdivision	FLEETWOOD A CONDOMINIUM
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2007
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Dec 28, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage VERIDIAN CU
Nov 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	2021202200011429
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202519002
Date	Dec 29, 2025
Instrument	2025-19002

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2036
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400008371
Date	Dec 28, 2023
Instrument	202400008371

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 28, 2023
Property Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512
Document Number	202400008369
Instrument Date	Oct 8, 2023
Instrument	202400008369
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512

Mortgage

Document Number	202400008371
Date	Dec 28, 2023
Instrument	202400008371

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

Mortgage

Document Number	202400008370
Date	Dec 28, 2023
Instrument	202400008370

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 30, 2021
Property Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512
Document Number	202200011429
Instrument Date	Nov 24, 2021
Instrument	202200011429
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1936 PINEHURST LN, WATERLOO, IA 50701-4512

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+2.58%) Homeowner's exemption	$121,210 (+8.6%) Land $7,370 Building $113,840	$121,210 (+8.6%) Land $7,370 Building $113,840
2024	$2,016.00 (+60.51%)
2023		$111,610 (+60.8%) Land $7,370 Building $104,240	$111,610 (+60.8%) Land $7,370 Building $104,240
2022	$1,256.00 Homeowner's exemption	$69,410 Land $7,370 Building $62,040
2021			$69,410 Land $7,370 Building $62,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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