1935 Upson St, Savannah, GA 31405 Property Records

Chatham County property record for 1935 Upson St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,554 sqft · built 1976
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0704-02-031`

Property Details

APN / Parcel Number

Primary APN	`2-0704-02-031`
Alternative APN	`M215M530`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,554 sqft Living Area
1st Floor Area	2,554 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Porch	Slab
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1935 UPSON ST
City	SAVANNAH
State	GA
Zip	31405-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 BLOCK 25 LIBERTY CITY SUB
Legal Subdivision	LIBERTY CITY SUB
Legal Block	25
Legal Lot Number	1
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4002
Census Tract	4500

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1935 UPSON ST, SAVANNAH, GA 31405-3854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL
Sep 27, 2022	Deed of Trust, Mortgage · VA Mortgage CREDIT UNION FINANCIAL SERVICES
Oct 25, 2018	Deed of Trust, Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Aug 14, 2026
Property Address	1935 UPSON ST, SAVANNAH, GA 31405-3854
Document Number	4059000591
Book / Page	4059 / 591
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 UPSON ST, SAVANNAH, GA 31405-3854

Mortgage

Document Number	4059000591,
Date	Aug 14, 2026
Book Page	4059/591

Lender

Name	VILLAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1935 UPSON ST, SAVANNAH, GA 31405-3854
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 UPSON ST, SAVANNAH, GA 31405-3854

Mortgage

Document Number	0029230586
Date	Sep 27, 2022
Book Page	0000002923/0000000586

Lender

Name	CREDIT UNION FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1935 UPSON ST, SAVANNAH, GA 31405-3854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 UPSON ST, SAVANNAH, GA 31405-3854

Mortgage

Document Number	0000001476/0000000768
Date	Oct 25, 2018
Book Page	0000001476/0000000768

Lender

Name	AMERISAVE MORTGAGE

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,480 (+1.72%) Land $24,000 Building $82,480	$266,200 (+1.72%) Land $60,000 Building $206,200
2025	$1,664.00 (+101.21%) Homeowner's exemption	$104,680 (+40.77%) Land $24,000 Building $80,680	$261,700 (+40.77%) Land $60,000 Building $201,700
2023		$74,360 (+9.68%) Land $7,240 Building $67,120	$185,900 (+9.68%) Land $18,100 Building $167,800
2022	$827.00	$67,800 Land $7,240 Building $60,560	$169,500 Land $18,100 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	24 (1994–2024)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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