1935 Iris Dr, Watertown, MN 55388 Property Records

Carver County property record for 1935 Iris Dr, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,534 sqft · built 2004
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$175,625 (Sep 2009)
Tax Bill	$4,332 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-5350250`

Property Details

APN / Parcel Number

Primary APN	`85-5350250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,534 sqft Finished Area
Gross Area	2,160 sqft
1st Floor Area	890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Area	640 sqft

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1935 IRIS DR
City	WATERTOWN
State	MN
Zip	55388-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 6TH ADDITION LOT 003 BLOCK 003
Legal Range	025
Legal Township	117
Legal Section	10
Legal Subdivision	WILDFLOWER 6TH ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2009
Census Tract	90101

Owner

1935 Iris Dr is owned and occupied by an individual who bought it in September 2009.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1935 IRIS DR, WATERTOWN, MN 55388-8404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2009 · Amount on File
Deed Sale	Sep 29, 2009 · Amount on File
Prior Sale	Mar 11, 2005 · Amount on File
Deed Document Number	200976386
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	May 29, 2026
Property Address	1935 IRIS DR, WATERTOWN, MN 55388-8404
Document Number	0000800915
Instrument Date	May 21, 2026
Instrument	2026800915
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	TITLE AGENCY, ADVOCUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 IRIS DR, WATERTOWN, MN 55388-8404

Mortgage

Document Number	0000800915,
Date	May 29, 2026
Instrument	2026800915

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1935 Iris Dr was $4,332 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Watertown City
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,332.00 Homeowner's exemption	$379,400 (+5.33%) Land $90,000 Building $289,400	$379,400 (+5.33%) Land $90,000 Building $289,400
2025		$360,200 (+3.74%) Land $85,000 Building $275,200	$360,200 (+3.74%) Land $85,000 Building $275,200
2024	$4,128.00 (+0.68%) Homeowner's exemption	$347,200 (+0.55%) Land $85,000 Building $262,200	$347,200 (+0.55%) Land $85,000 Building $262,200
2023	$4,100.00 Homeowner's exemption	$345,300 Land $85,000 Building $260,300	$345,300 Land $85,000 Building $260,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1935 Iris Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1935 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watertown serves 4,550 people · EPA ID MN1100012
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130