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1935 E 10th St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1935 E 10th St, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,285 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$193,000 (2017)
Tax Bill$1,996.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-26-31-0736-0001-0010
Alternative APNs
  • 062631516300010010
  • 263106073600010010
  • 96290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,285 sqft Living Area
Gross Area1,777 sqft Gross Area
1st Floor1,285 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.32 acres)
Depth X Width145 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
Patio Area160 sqft Patio
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1935 E 10TH ST
CitySAINT CLOUD
StateFL
Zip34771-4839
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUGAR BELT OAKS UNIT TWO PB 9 PG 57 LOT 1
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionSUGAR BELT OAKS UNIT 2
Legal Tract736
Legal Block1
Legal Lot Number1
Legal UnitW
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2037
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0736-0001-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Deed of Trust, Mortgage · Reverse Mortgage
ADVISORS MORTGAGE GROUP LLC
Nov 05, 2020Intrafamily Transfer, Transfer · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Oct 18, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Prior SaleMar 05, 2009 · Amount on Record
Deed Doc Number2017149444
Deed Book / Page5225 / 2752
Last Transfer DateOct 23, 2020
Transfer Doc0058270636
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839

Mortgage

Document Number0062480941
DateJul 08, 2022
Book Page6248/941
Instrument2022106254
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term869 Months
DueDec 15, 2094
Interest
Rate TypeAdjustable Rate
Rate4.72%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateAug 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate9.72%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 05, 2020
Property Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839
Document Number0058270636
Book / Page5827 / 636
Map ReferenceMB 9 PG 57
Instrument DateOct 23, 2020
Instrument2020150801
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyCHANCELLOR TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839

Mortgage

Document Number0005827638
DateNov 05, 2020
Instrument5827/638
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term901 Months
DueDec 15, 2095
Interest
Rate TypeAdjustable Rate
Rate2.58%
Type Change DateNov 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR
Margin2

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 18, 2017
Property Address1935 E 10TH ST, SAINT CLOUD, FL 34771-4839
Document Number0052252752
Book / Page005225 / 002752
Instrument DateSep 22, 2017
Instrument149444
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1935 E 10TH ST ST CLOUD FL 347714839, ST CLOUD, FL 34771-4839

Mortgage

Document Number52252754
DateOct 18, 2017
Book Page005225/002754
Instrument149445
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term900 Months
DueOct 17, 2092
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,081.00 (+4.26%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$175,783 (+5.99%)$314,400 (+17.8%) Land $75,000 Building $239,400
2024$1,996.00 (+3.47%)
2023$1,929.00 (+0.21%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$165,854 (+3%)$266,900 (+25.19%) Land $52,000 Building $214,900
2022$1,925.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$161,024$213,200 Land $52,000 Building $161,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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