19349 Silver Oak Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19349 Silver Oak Dr, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,096 sqft · built 1994
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Jun 2015)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-46-25-E1-03000.0090`

Property Details

APN / Parcel Number

Primary APN	`21-46-25-E1-03000.0090`
Alternative APNs	`252146E1030000090` `10271416`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,096 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	204 sqft
Patio Area	640 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10271416
Street Address	19349 SILVER OAK DR
City	ESTERO
State	FL
Zip	33967-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SILVER OAK VILLAGE AT THE VINES PB 47 PG 69 LOT 9
Legal Range	25E
Legal Township	46S
Legal Section	21
Legal Subdivision	SILVER OAK VILLAGE AT THE VINES
Legal Tract	E1
Legal Block	2
Legal Lot Number	9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50207

Owner

Source: Lee County records · APN 21-46-25-E1-03000.0090

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19349 SILVER OAK DR, ESTERO, FL 33967-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2015 · Amount on Record
Deed Sale	Jun 03, 2015 · Amount on Record
Prior Sale	Feb 17, 2011 · Amount on Record
Deed Document Number	2015119357
Prior Transfer Date	May 01, 2014
Prior Transfer Doc	0000099385
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19349 SILVER OAK DR, ESTERO, FL 33967-5506
Document Number	0000060733
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19349 SILVER OAK DR ESTERO FL 339675506, ESTERO, FL 33967-5506

Mortgage

Document Number	0000060733
Date	Mar 10, 2020
Instrument	60733

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 09, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,809.00 (+4.24%) Homeowner's exemption	$303,272 (+5.99%)	$536,111 (+14.17%) Land $91,086 Building $445,025
2023	$3,654.00 (-2.25%) Homeowner's exemption	$286,141 (+3%)	$469,555 (+17.35%) Land $98,615 Building $370,940
2022	$3,738.00 Homeowner's exemption	$277,807	$400,124 Land $94,054 Building $306,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	2 (2017–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lumen Technologies, Verizon.

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.