19340 Towercrest Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 19340 Towercrest Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1994
Lot Size	0.183 acres (7,984 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2014)
Tax Bill	$6,038 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31E12AA02000`

Property Details

APN / Parcel Number

Primary APN	`31E12AA02000`
Alternative APN	`01590978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,984 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	01590978
Street Address	19340 TOWERCREST DR
City	OREGON CITY
State	OR
Zip	97045-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	3060 OREGON CITY MAYWOOD PARK LT 20
Legal Range	01E
Legal Township	03S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MAYWOOD PARK
Legal Lot Number	20
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1017
Census Tract	22606

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2236 GREENE ST, WEST LINN, OR 97068-4108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAMMAMISH MORTGAGE CO
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAMMAMISH MORTGAGE CO
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CODY & CONNIE WATTS
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2014 · Amount on Record
Deed Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	2014-046482
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19340 TOWERCREST DR, OREGON CITY, OR 97045-7924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001082
Date	Jan 5, 2017
Instrument	2017-001082

Lender

Name	SAMMAMISH MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19340 TOWERCREST DR, OREGON CITY, OR 97045-7924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010888
Date	Mar 4, 2019
Instrument	2019-010888

Lender

Name	SAMMAMISH MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19340 TOWERCREST DR, OREGON CITY, OR 97045-7924
Document Number	0000055189
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19340 TOWERCREST DR OREGON CITY OR 970457924, OREGON CITY, OR 97045-7924

Mortgage

Document Number	0000055189
Date	Sep 11, 2019
Instrument	55189

Lender

Name	CODY & CONNIE WATTS
Address	2236 GREENE ST, WEST LINN, OR 97068-4108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2039

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19340 TOWERCREST DR, OREGON CITY, OR 97045-7924
Document Number	0000016362
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19340 TOWERCREST DR OREGON CITY OR 970457924, OREGON CITY, OR 97045-7924

Mortgage

Document Number	0000016362
Date	Mar 10, 2017
Instrument	16362

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,038.00 (+13.01%)	$301,419 (+6.09%)	$503,396 (+2.24%) Land $186,506 Building $316,890
2023	$5,343.00	$284,117	$492,343 Land $181,253 Building $311,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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