1934 Garner Ave, Oregon, OH 43616 Property Records

Lucas County property record for 1934 Garner Ave, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1958
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2022)
Tax Bill	$1,830 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-75547`

Property Details

APN / Parcel Number

Primary APN	`44-75547`
Alternative APN	`24331027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	899 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Foundation Type	No Foundation
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	95 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1934 GARNER AVE
City	OREGON
State	OH
Zip	43616-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	WOODVILLE HEIGHTS LOT 126
Legal Subdivision	WOODVILLE HEIGHTS
Legal Tract	101
Legal Lot Number	126
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2006
Census Tract	10100

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1934 GARNER AVE, OREGON, OH 43616-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 13, 2022	Certificate of Transfer, Transfer
Mar 6, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
May 6, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	202232332
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0000032332
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 19, 2022
Property Address	1934 GARNER AVE, OREGON, OH 43616-3720
Document Number	0000032332
Instrument Date	Jul 7, 2022
Instrument	202207190032332
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 GARNER AVE, OREGON, OH 43616-3720

Mortgage

Document Number	0000032333
Date	Jul 19, 2022
Instrument	202207190032333

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 13, 2022
Property Address	1934 GARNER AVE, OREGON, OH 43616-3720
Document Number	0000031235
Instrument Date	Jul 7, 2022
Instrument	202207130031235
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 GARNER AVE, OREGON, OH 43616-3720

Mortgage

Document Number	0000031236
Date	Jul 13, 2022
Instrument	202207130031236

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LUCAS OH
Recording Date	Jul 13, 2022
Property Address	1934 GARNER AVE, OREGON, OH 43616-3720
Document Number	0000031234
Instrument Date	Jul 5, 2022
Instrument	202207130031234
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 GARNER AVE, OREGON, OH 43616-3720

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1934 GARNER AVE, OREGON, OH 43616-3720
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008170
Date	Mar 6, 2019
Instrument	201903060008170

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	May 6, 2021
Property Address	1934 GARNER AVE, OREGON, OH 43616-3720
Document Number	0000022841
Instrument Date	May 3, 2021
Instrument	202105060022841
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$39,270 (-) Land $7,105 Building $32,165	$112,200 (-) Land $20,300 Building $91,900
2024	$1,830.00 (+30.43%) Homeowner's exemption	$39,270 (+56.92%) Land $7,105 Building $32,165	$112,200 (+56.92%) Land $20,300 Building $91,900
2023	$1,403.00 (+50.7%) Homeowner's exemption	$25,025 (-) Land $4,270 Building $20,755
2022	$931.00 Homeowner's exemption	$25,025 Land $4,270 Building $20,755
2021			$71,500 Land $12,200 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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