19334 105th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 19334 105th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 2003
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on File
Last Sale	$234,848 (Oct 2017)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-031-0200`

Property Details

APN / Parcel Number

Primary APN	`07-031-0200`

Interior

Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	1,045,440 sqft (24 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	832 sqft
Cabin	280 sqft

Location & Zoning

Street Address	19334 105TH AVE
City	MILACA
State	MN
Zip	56353-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF SE, EX S 10 AC; & EX S 66 FT, & EX E 300 FT OF N 581 FT OF S 647 FT LYING N'LY OF S 10 AC, SEE 7/8/00 SKETCH
Legal Range	26
Legal Township	39
Legal Section	31
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1049
Census Tract	970300

Owner

19334 105th Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19334 105TH AVE, MILACA, MN 56353-3154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL MINNESOTA CU
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
Oct 6, 2017	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Deed Document Number	2017402845
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19334 105TH AVE, MILACA, MN 56353-3154
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A438135
Date	Oct 3, 2023
Instrument	A438135

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	SARTELL, MN 56377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 14, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	19334 105TH AVE, MILACA, MN 56353-3154
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A416927
Date	May 1, 2020
Instrument	A416927

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 6, 2017
Property Address	19334 105TH AVE, MILACA, MN 56353-3154
Document Number	A402845
Instrument Date	Sep 28, 2017
Instrument	A402845
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 105TH AVE, MILACA, MN 56353

Mortgage

Document Number	A402846
Date	Oct 6, 2017
Instrument	A402846

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19334 105th Ave was $5,600, up 5.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,600.00 (+5.66%)	$544,800 (+3.12%) Land $144,800 Building $400,000	$544,800 (+3.12%) Land $144,800 Building $400,000
2025	$5,300.00 Homeowner's exemption	$528,300 Land $140,000 Building $388,300	$528,300 Land $140,000 Building $388,300
2023	$4,462.00	$437,000 Land $93,800 Building $343,200	$437,000 Land $93,800 Building $343,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19334 105th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19334 105th Ave is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 77% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Benton Cooperative Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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