19331 Stephens Dr, Eastpointe, MI 48021 Property Records

Macomb County property record for 19331 Stephens Dr, Eastpointe, MI 48021

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,157 sqft · built 1956
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Apr 2022)
Tax Bill	$7,908 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`02-14-28-181-013`

Property Details

APN / Parcel Number

Primary APN	`02-14-28-181-013`
Alternative APN	`1428181013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Basement Area	1,157 sqft
Unfinished Basement	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19331 STEPHENS DR
City	EASTPOINTE
State	MI
Zip	48021-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRWAY GOLF COURSE SUBDIVISION LOT 139 LIBER 33, PAGE 4
Legal Subdivision	FAIRWAY GOLF COURSE SUBDIVISION
Legal Lot Number	139
Jurisdiction	MACOMB MI
Township / Civil Division	EASTPOINTE
Census Block Group	1
Census Block	1008
Census Tract	258000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Jul 25, 2017	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202256621
Deed Book / Page	28576 / 289
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	May 8, 2026
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Document Number	0000044500
Book / Page	30652 / 832
Instrument Date	Apr 3, 2026
Instrument	202644500
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	0000044500,
Date	May 8, 2026
Book Page	30652/832
Instrument	202644500

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 1, 2052

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	2400005090
Date	Jan 22, 2024
Book Page	29447/604
Instrument	202400005090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	2400005090
Date	Jan 22, 2024
Book Page	29447/604
Instrument	202400005090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EAST DETROIT, MI 48021-3411

Mortgage

Document Number	2300053586
Date	Jun 21, 2023
Book Page	29177/115
Instrument	202300053586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	2300053586
Date	Jun 21, 2023
Book Page	29177/115
Instrument	202300053586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 28, 2022
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Document Number	2200056621
Book / Page	28576 / 289
Map Reference	LB 33 PG 4
Instrument Date	Apr 22, 2022
Instrument	202200056621
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ALLEGIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19331 STEPHENS DR, 19331, EAST DETROIT, MI 48021-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	2200056711
Date	Apr 28, 2022
Book Page	28576/760
Instrument	202200056711

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	2102180477
Date	May 13, 2021
Book Page	27702/388
Instrument	202102180477

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 24, 2020
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Document Number	0000071830
Book / Page	026791 / 000911
Instrument Date	Jun 8, 2020
Instrument	71830
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	LEADING EDGE TITLE AGENCY, LEADING EDGE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19331 STEPHENS DR EASTPOINTE MI 480213411, EASTPOINTE, MI 48021-3411

Mortgage

Document Number	71831
Date	Jun 24, 2020
Book Page	026791/000912
Instrument	71831

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 25, 2017
Property Address	19331 STEPHENS DR, EASTPOINTE, MI 48021-3411
Document Number	0000091321
Book / Page	24845 / 740
Map Reference	LB 33 PG 4
Instrument Date	Jun 23, 2017
Instrument	7091321
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,092.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19331 STEPHENS DR, 19331, EASTPOINTE, MI 48021-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 COBBLERS RD, WATERFORD, MI 48327-3084

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Eastpointe City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,100 (+0.64%)	$188,200 (+0.64%)
2025	$7,908.00 (+92.22%) Homeowner's exemption	$93,500 (+17.76%)	$187,000 (+17.76%)
2023		$79,400	$158,800
2022	$4,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EASTPOINTE serves 32,442 people · EPA ID MI0001950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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