1933 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1933 Esplanade St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 2016
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2019)
Tax Bill	$2,943 (2024)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-01200-0141`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01200-0141`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Heated Area
Gross Area	2,520 sqft
1st Floor Area	2,243 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	2,000 ft deep x 500 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	147 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740012000141
Street Address	1933 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	NAVARRE 1ST ADD LOT 14 BLK 12 LESS N 50 FT AS DES IN OR 3834 PG 1973 LESS ALL MINERAL RIGHTS
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	12
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3008
Census Tract	10827

Owner

1933 Esplanade St is owned and occupied by an individual who bought it in June 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1933 ESPLANADE ST, NAVARRE, FL 32566-1062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 3, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Document Number	201922847
Deed Book / Page	3834 / 1973
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1933 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0039500004
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 ESPLANADE ST NAVARRE FL 325661062, NAVARRE, FL 32566-1062

Mortgage

Document Number	0039500004
Date	May 12, 2020
Book Page	003950/000004
Instrument	22484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2019
Property Address	1933 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0038341973
Book / Page	003834 / 001973
Instrument Date	May 29, 2019
Instrument	22847
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 ESPLANADE ST NAVARRE FL 325661062, NAVARRE, FL 32566-1062

Mortgage

Document Number	38341975
Date	Jun 3, 2019
Book Page	003834/001975
Instrument	22848

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,943.00 (+2.12%) Homeowner's exemption	$283,142 (+3%)	$306,182 (+0.62%) Land $60,000 Building $246,182
2023	$2,882.00 (+2.6%) Homeowner's exemption	$274,895 (+3%)	$304,305 (+14.02%) Land $60,000 Building $244,305
2022	$2,809.00 Homeowner's exemption	$266,888	$266,888 Land $36,000 Building $230,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1933 Esplanade St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1933 Esplanade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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