19325 Laurel Ln, Ramona, CA 92065 Property Records

San Diego County property record for 19325 Laurel Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,194 sqft · built 2005
Lot Size	1.65 acres (71,874 sqft)
Owner	Company Name on File
Last Sale	$3,725,000 (Jan 2013)
Tax Bill	$6,217 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
APN	`327-060-10-00`

Property Details

APN / Parcel Number

Primary APN	`327-060-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,194 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	71,874 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19325 LAUREL LN
City	RAMONA
State	CA
Zip	92065-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 7-14-1E NE 1/4 POR SE 1/4 OF
Legal Range	01E
Legal Township	14
Legal Section	07
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County assessment roll, APN 327-060-10-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	19325 LAUREL LN, RAMONA, CA 92065-7730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2013 · Amount on Record
Deed Sale	Jan 09, 2013 · Amount on Record
Prior Sale	Mar 28, 1989 · Amount on Record
Deed Document Number	201317952
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0000728758
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	19325 LAUREL LN, RAMONA, CA 92065-7730
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19325 LAUREL LN, RAMONA, CA 92065-7730

Mortgage

Document Number	0000607292
Date	Oct 07, 2020
Instrument	2020-0607292

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$584,105 (+2%) Land $79,404 Building $504,701
2025	$6,217.00 (+7.64%) Homeowner's exemption	$572,653 (+4.04%) Land $77,848 Building $494,805
2023	$5,776.00 (-1.74%) Homeowner's exemption	$550,418 Land $74,826 Building $475,592
2022	$5,878.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.