Lake County property record for 1932 Spruce Cir, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,069 sqft · built 2005 |
| Lot Size | 0.4 acres (17,458 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Aug 2009) |
| Tax Bill | $7,706 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0585-0114 |
| Primary APN | 007-18-28-0585-0114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Living Area |
| Basement Area | 1,494 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 17,458 sqft (0.4 acres) |
| Lot Dimensions | 203 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 007-18-28-0585-0114 |
|---|---|
| Old Parcel Number | 182805850114 |
| Street Address | 1932 SPRUCE CIR |
| City | MUNSTER |
| State | IN |
| Zip | 46321-3859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R33 |
| Legal Description | WHITE OAK ESTATES BL FOUR LOT 281 |
| Legal Subdivision | WHITE OAK ESTATES |
| Legal Lot Number | 281 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40402 |
1932 Spruce Cir is owned and occupied by an individual who bought it in August 2009.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1932 SPRUCE CIR, MUNSTER, IN 46321-3859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2009 · Amount on File |
| Deed Sale | Aug 25, 2009 · Amount on File |
| Prior Sale | Nov 9, 2007 |
| Deed Document Number | 2009 058491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1932 SPRUCE CIR, MUNSTER, IN 46321-3859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006836 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023-506836 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | MUNSTER, IN 46321 |
| Amount | Amount on Record |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $627,800 Land $133,000 Building $494,800 | $627,800 Land $133,000 Building $494,800 | |
| 2024 | $7,706.00 | ||
| 2023 | $578,100 (+6.84%) Land $112,200 Building $465,900 | $578,100 (+6.84%) Land $112,200 Building $465,900 | |
| 2022 | $7,330.00 Homeowner's exemption | $541,100 Land $112,200 Building $428,900 | $541,100 Land $112,200 Building $428,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1932 Spruce Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1932 Spruce Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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