1932 Laurel Oak Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 1932 Laurel Oak Dr, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1978
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$1,859 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-022-058-000`

Property Details

APN / Parcel Number

Primary APN	`034-022-058-000`
Alternative APNs	`0342258000` `0342258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1932 LAUREL OAK DR
City	MODESTO
State	CA
Zip	95354-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT #3 LOT 519 BLOCK 2188
Legal Subdivision	OAKMONT 03
Legal Block	1
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	1900

Owner

1932 Laurel Oak Dr is owned and occupied by an individual who acquired it in March 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1932 LAUREL OAK DR, MODESTO, CA 95354-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 19, 2018
Transfer Doc	0000019888
Record Updated	Oct 29, 2026

March 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	STANISLAUS CA
Recording Date	Mar 22, 2018
Property Address	1932 LAUREL OAK DR, MODESTO, CA 95354-1627
Document Number	0000019888
Instrument Date	Mar 8, 2018
Instrument	19888
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 LAUREL OAK DR MODESTO CA 953541627, MODESTO, CA 95354-1627

Mortgage

Document Number	19889
Date	Mar 22, 2018
Instrument	19889

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Mar 21, 2087

Interest

Rate Type	Adjustable Rate
Rate	5.16%

Mortgage

Document Number	19890,
Date	Mar 22, 2018
Instrument	19890

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	828 Months
Due	Mar 21, 2087

Tax Assessment & Valuation

The 2026 property tax bill for 1932 Laurel Oak Dr was $1,859 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,859.00 (+1.2%) Homeowner's exemption	$167,458 (+2%) Land $38,098 Building $129,360
2025	$1,837.00 Homeowner's exemption	$164,175 Land $37,351 Building $126,824
2023	$1,726.00 (+2.55%) Homeowner's exemption	$157,801 Land $35,901 Building $121,900
2022	$1,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1932 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1932 Laurel Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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