Ramsey County property record for 1932 Eugene St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,209 sqft · built 1950 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $304,000 (Oct 2023) |
| Tax Bill | $4,386 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-34-0121 |
| Primary APN | 14-30-22-34-0121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 486832 |
|---|---|
| Street Address | 1932 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMALEYS PARK, WHITE BEAR,LAK LOT 9 BLK 19 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | RAMALEYS PARK, WHITE BEAR,LAK |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 40502 |
Source: Ramsey County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1932 EUGENE ST, SAINT PAUL, MN 55110-3471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CREDIT UNION |
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Feb 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BK |
| Sep 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 20232762190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 11, 2026 |
| Property Address | 1932 EUGENE ST, SAINT PAUL, MN 55110-3471 |
| Document Number | 0T02817540 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262817540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLESMART |
| Name | Verified Name |
|---|---|
| Address | 1932 EUGENE ST, SAINT PAUL, MN 55110-3471 |
| Document Number | 0002817540, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20262817540 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 4, 2023 |
| Property Address | 1932 EUGENE ST, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 0T02762190 |
| Instrument Date | Sep 27, 2023 |
| Instrument | T02762190 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,003.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1932 EUGENE ST, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 0T02762191 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | T02762191 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 11, 2019 |
| Property Address | 1932 EUGENE ST, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 0002633396 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2633396 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1932 EUGENE ST WHITE BEAR LAKE MN 551103471, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 2633397 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2633397 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 6, 2018 |
| Property Address | 1932 EUGENE ST, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 0002607835 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 2607835 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $659.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1845 STINSON BLVD MINNEAPOLIS MN 554184824, MINNEAPOLIS, MN 55418-4824 |
| Document Number | 2607836 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2607836 |
| Name | PREMIER BK |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 26, 2017 |
| Property Address | 1932 EUGENE ST, WHITE BEAR LAKE, MN 55110-3471 |
| Document Number | 0002597626 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2597626 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1845 STINSON PKWY #102 MINNEAPOLIS MN 55413, 102, MINNEAPOLIS, MN 55413 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,386.00 (+18.6%) Homeowner's exemption | $326,600 (+13.32%) Land $59,500 Building $267,100 | $326,600 (+13.32%) Land $59,500 Building $267,100 |
| 2024 | $3,698.00 (-7.64%) | ||
| 2023 | $4,004.00 Homeowner's exemption | $288,200 Land $59,500 Building $228,700 | $288,200 Land $59,500 Building $228,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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