19312 River Valley Dr, Macomb, MI 48044 Property Records

Macomb County property record for 19312 River Valley Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,782 sqft · built 1999
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jan 2026)
Tax Bill	$6,787 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-127-044`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-127-044`
Alternative APN	`0833127044`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,782 sqft Living Area
1st Floor Area	1,947 sqft
Basement Area	1,947 sqft
Unfinished Basement	1,947 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Split Level
Lot Area	17,163 sqft (0.394 acres)
Lot Dimensions	195 ft deep x 88 ft wide
Garage Area	809 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19312 RIVER VALLEY DR
City	MACOMB
State	MI
Zip	48044-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERWOODS SUB #3 LOT 178 LIBER: 132 PAGE: 43-46
Legal Subdivision	RIVERWOODS SUB
Legal Lot Number	178
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1006
Census Tract	224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19312 RIVER VALLEY DR, MACOMB, MI 48044-3055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Deed Document Number	20267241
Deed Book / Page	30490 / 108
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2026
Property Address	19312 RIVER VALLEY DR, MACOMB, MI 48044-3055
Document Number	2600052812
Book / Page	30692 / 916
Instrument Date	May 27, 2026
Instrument	202652812
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAS MORTGAGE TITLE, AMERISAVE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19312 RIVER VALLEY DR, MACOMB, MI 48044-3055

Mortgage

Document Number	0000052812,
Date	Jun 3, 2026
Book Page	30692/916
Instrument	202652812

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 26, 2026
Property Address	19312 RIVER VALLEY DR, MACOMB, MI 48044-3055
Document Number	2600007241
Book / Page	30490 / 108
Map Reference	LB 132 PG 43
Instrument Date	Jan 23, 2026
Instrument	202600007241
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	WEST TITLE LLC, MIDWEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48788 BIRMINGHAM DR, CHESTERFIELD, MI 48047-4598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19312 RIVER VALLEY DR, MACOMB, MI 48044-3055

Mortgage

Document Number	0000491234
Date	Jan 26, 2026
Instrument	30491/234

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,400 (+4.86%)	$564,800 (+4.86%)
2025	$6,787.00 (+2.58%) Homeowner's exemption	$269,300 (+18.79%)	$538,600 (+18.79%)
2024	$6,616.00 (+10.32%)
2023		$226,700	$453,400
2022	$5,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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