19312 E 13th St N, Independence, MO 64056 Property Records

Jackson County property record for 19312 E 13th St N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,152 sqft · built 1998
Lot Size	0.264 acres (11,503 sqft)
Owner	Individual Name on Record
Last Sale	$239,400 (Aug 2006)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-510-14-11`

Property Details

APN / Parcel Number

Primary APN	`16-510-14-11`
Alternative APNs	`16-510-14-11-00-0-00-000` `16510141100000001` `737843`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	737 sqft
Basement Area	1,067 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,503 sqft (0.264 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737843
Street Address	19312 E 13TH ST N
City	INDEPENDENCE
State	MO
Zip	64056-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS 3RD PLAT LOT 49
Legal Subdivision	REGENCY HEIGHTS 3RD PLAT
Legal Block	4
Legal Lot Number	49
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4002
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19312 E 13TH ST N, INDEPENDENCE, MO 64056-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2006 · Amount on Record
Deed Sale	Aug 7, 2006 · Amount on Record
Prior Sale	Nov 3, 1997 · Amount on Record
Deed Document Number	200670540
Prior Transfer Date	Jul 22, 2002
Prior Transfer Doc	0000I63783
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19312 E 13TH ST N, INDEPENDENCE, MO 64056-1250
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19312 E 13TH ST N, INDEPENDENCE, MO 64056-1250

Mortgage

Document Number	00E0024875
Date	Apr 10, 2023
Instrument	2023E0024875

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19312 E 13TH ST N, INDEPENDENCE, MO 64056-1250
Document Number	0000E20292
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19312 E 13TH ST N INDEPENDENCE MO 640561250, INDEPENDENCE, MO 64056-1250

Mortgage

Document Number	0000E20292
Date	Mar 6, 2017
Instrument	20292E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,270 (-) Land $6,652 Building $46,618	$280,370 (-)
2025	$4,346.00 (-3.98%)	$53,270 (-25.87%) Land $6,652 Building $46,618	$280,370 (-25.87%)
2024	$4,526.00 (-20.3%)
2023	$5,679.00	$71,858 Land $8,208 Building $63,650	$378,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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