1931 Summerfield Cir, Conover, NC 28613 Property Records

Catawba County property record for 1931 Summerfield Cir, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2000
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$302,500 (Nov 2022)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3743-12-95-6295`

Property Details

APN / Parcel Number

Primary APN	`3743-12-95-6295`
Alternative APN	`0402088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	2,832 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	161 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1931 SUMMERFIELD CIR
City	CONOVER
State	NC
Zip	28613-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 60 PLAT 45-104
Legal Subdivision	SUMMERFIELD PH 3
Legal Lot Number	60
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	3
Census Block	3008
Census Tract	10201

Owner

1931 Summerfield Cir is owned and occupied by an individual who bought it in November 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1931 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	202223993
Deed Book / Page	3779 / 549
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 8, 2022
Property Address	1931 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Document Number	0037790549
Book / Page	3779 / 549
Map Reference	MB 45 PG 104
Instrument Date	Nov 7, 2022
Instrument	23993
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 SUMMERFIELD CIR, CONOVER, NC 28613-8136

Mortgage

Document Number	0000023994
Date	Nov 8, 2022
Instrument	23994

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.45%
Index	5-Year CMT
Margin	2
Max Rate	10.4%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1931 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Document Number	0035851247
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1931 SUMMERFIELD CIR CONOVER NC 286138136, CONOVER, NC 28613-8136

Mortgage

Document Number	0035851247
Date	Jul 20, 2020
Book Page	003585/001247
Instrument	13770

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1931 Summerfield Cir was $1,007, down 13.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 (-) Land $19,500 Building $233,300
2025	$1,007.00 (-13.26%)	$252,800 Land $19,500 Building $233,300
2024	$1,161.00
2023	$1,161.00	$156,200 Land $18,200 Building $138,000	$252,800 Land $19,500 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1931 Summerfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1931 Summerfield Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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