1931 Royal Downs Dr, Katy, TX 77450 Property Records

Harris County property record for 1931 Royal Downs Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,456 sqft · built 1996
Lot Size	0.246 acres (10,724 sqft)
Owner	2 Individual Names on File
Last Sale	$744,800 (Apr 2024)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-031-002-0003`

Property Details

APN / Parcel Number

Primary APN	`118-031-002-0003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,456 sqft Living Area
1st Floor Area	1,977 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,724 sqft (0.246 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Pool Area	504 sqft
Porch	Open Frame Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1180310020003
Street Address	1931 ROYAL DOWNS DR
City	KATY
State	TX
Zip	77450-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 2 CINCO RANCH N LAKE VLG SEC 7
Legal Subdivision	CINCO RANCH N LAKE VLG SEC 7
Legal Block	2
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1006
Census Tract	455000

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1931 ROYAL DOWNS DR, KATY, TX 77450-8563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2020	Warranty Deed, Transfer SWBC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Sep 12, 2022
Deed Document Number	2024132083
Record Updated	Sep 20, 2026

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 15, 2024
Property Address	1931 ROYAL DOWNS DR, KATY, TX 77450-8563
Document Number	0000132083
Map Reference	MF 359060
Instrument Date	Apr 11, 2024
Instrument	2024-132083
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 ROYAL DOWNS DR, KATY, TX 77450-8563

Mortgage

Document Number	0000132084
Date	Apr 15, 2024
Instrument	2024-132084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 28, 2020
Property Address	1931 ROYAL DOWNS DR, KATY, TX 77450-8563
Document Number	0000090687
Instrument Date	Feb 27, 2020
Instrument	90687
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 ROYAL DOWNS DR KATY TX 774508563, KATY, TX 77450-8563

Mortgage

Document Number	90688
Date	Feb 28, 2020
Instrument	90688

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,551.00 (-16.55%) Homeowner's exemption	$583,128 (-11.23%) Land $118,169 Building $464,959	$583,128 (-11.23%) Land $118,169 Building $464,959
2024	$11,445.00 (-0.69%)
2023		$656,915 Land $97,921 Building $558,994	$656,915 Land $97,921 Building $558,994
2022	$11,525.00 (+28.84%)
2020	$8,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	12 (1981–2022)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNERSTONES MUD serves 5,331 people · EPA ID TX1011692
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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