1931 Rivers Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 1931 Rivers Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,510 sqft · built 1990
Lot Size	0.313 acres (13,645 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,874 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-30-227-007`

Property Details

APN / Parcel Number

Primary APN	`06-30-227-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,380 sqft
Basement Area	130 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,645 sqft (0.313 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	546 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0630227007
Street Address	1931 RIVERS DR
City	SYCAMORE
State	IL
Zip	60178-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC2
Legal Description	SCHOONMAKERS SUB 2ND ADDITION - LOT 9
Legal Subdivision	SCHOONMAKERS SUB 2ND ADDITION
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2008
Census Tract	402

Owner

1931 Rivers Dr is owned and occupied by two individuals.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1931 RIVERS DR, SYCAMORE, IL 60178-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA
May 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Jan 4, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1931 RIVERS DR, SYCAMORE, IL 60178-1012
Document Number	0000007528
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1931 RIVERS DR SYCAMORE IL 601781012, SYCAMORE, IL 60178-1012

Mortgage

Document Number	0000007528
Date	Aug 3, 2020
Instrument	7528

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Interest

Rate	4.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1931 RIVERS DR, SYCAMORE, IL 60178-1012
Document Number	0000005416
Instrument Date	May 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1931 RIVERS DR SYCAMORE IL 601781012, SYCAMORE, IL 60178-1012

Mortgage

Document Number	0000005416
Date	Jun 7, 2018
Instrument	5416

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 6, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1931 RIVERS DR, SYCAMORE, IL 60178-1012
Document Number	0000000134
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1931 RIVERS DR SYCAMORE IL 601781012, SYCAMORE, IL 60178-1012

Mortgage

Document Number	0000000134
Date	Jan 10, 2017
Instrument	134

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2032

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,837 Land $14,196 Building $63,641	$233,511 Land $42,588 Building $190,923
2024	$4,874.00
2023		$66,827 Land $12,188 Building $54,639	$200,481 Land $36,564 Building $163,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1931 Rivers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1931 Rivers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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