1931 Old Culberson Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1931 Old Culberson Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 2,536 sqft · built 2001
Lot Size	74.3 acres (3,238,250 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Sep 2017)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`446900117533000`

Property Details

APN / Parcel Number

Primary APN	`446900117533000`
Alternative APN	`550050079591`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	2,536 sqft Heated Area
Upper Floors Area	1,000 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,238,250 sqft (74.3 acres)
Lot Width	4,668 ft Width
Terrain	Wooded
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	550050079591
Street Address	1931 OLD CULBERSON RD
City	MURPHY
State	NC
Zip	28906-9710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	KISSELBURG 668/39 & 45
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2006
Census Tract	930604

Owner

1931 Old Culberson Rd, a rural home, is owned by an individual who bought it in September 2017.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	33 OLD CULBERSON RD, MURPHY, NC 28906-8221
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	04383
Deed Book / Page	01570 / 0339
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 29, 2017
Property Address	1931 OLD CULBERSON RD, MURPHY, NC 28906-9710
Document Number	01570/0339
Book / Page	01570 / 0339
Instrument Date	Sep 15, 2017
Instrument	04383
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1938, DANVILLE, KY 40423-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 W US HIGHWAY 64, MURPHY, NC 28906-3758
Investor	Possibly a Property Investor

Mortgage

Document Number	04384
Date	Sep 29, 2017
Instrument	04384

Lender

Name	DANNY GARLAND
Type	Private Party

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1931 Old Culberson Rd was $3,484.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,484.00	$517,470	$874,070 Land $454,960 Building $419,110
2023		$517,470	$874,070 Land $454,960 Building $419,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1931 Old Culberson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1931 Old Culberson Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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