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1931 Moran Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1931 Moran Dr, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,618 sqft · built 2009
Lot Size0.166 acres (7,247 sqft)
OwnerIndividual Name on File
Last Sale$382,728 (May 2010)
Tax Bill$8,942 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-452898

Property Details

APN / Parcel Number

Primary APN02-452898
Alternative APN
  • 452898

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,618 sqft Living Area
Gross Area4,038 sqft
1st Floor Area1,701 sqft
Basement Area688 sqft
Finished Basement688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,247 sqft (0.166 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number452898
Street Address1931 MORAN DR
CityFREDERICK
StateMD
Zip21702-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 532 PL 2 SECT 3 7,247 SQ FT CLOVER RIDGE
Legal SubdivisionCLOVER RDG
Legal Lot Number532
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2006
Census Tract751201

Owner

Source: Frederick County records · APN 02-452898

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1931 MORAN DR, FREDERICK, MD 21702-6444
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHEVRON FEDERAL CREDIT UNION
May 16, 2020Loan Modification, Mortgage · Conventional Mortgage
SPECTRUM CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2010 · Amount on Record
Deed SaleMay 10, 2010 · Amount on Record
Prior SaleNov 04, 2009 · Amount on Record
Deed Document Number20101886
Deed Book / Page7804 / 371
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateAug 05, 2026
Property Address1931 MORAN DR, FREDERICK, MD 21702-6444
Document Number1799000324
Book / Page17990 / 324
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 171
Address1931 MORAN DR, FREDERICK, MD 21702-6444

Mortgage

Document Number1799000324,
DateAug 05, 2026
Book Page17990/324
Lender
NameCHEVRON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address1931 MORAN DR, FREDERICK, MD 21702-6444
Document Number0139960161
Instrument DateMay 16, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 MORAN DR FREDERICK MD 217026444, FREDERICK, MD 21702-6444

Mortgage

Document Number0139960161
DateAug 19, 2020
Book Page013996/000161
Lender
NameSPECTRUM CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$578,000 (+25.29%)$626,800 (+13.22%) Land $110,200 Building $516,600
2025$8,942.00 (+12.51%)
2023$7,948.00 Homeowner's exemption$461,333$553,600 Land $110,200 Building $443,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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