Hampden County and Westfield City property record for 1931 E Mountain Rd, Westfield, MA 01085 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1995 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,604 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:73-R L:37 |
| Primary APN | WFLD M:73-R L:37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,824 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,476 sqft (2.1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1931 E MOUNTAIN RD |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 37 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 812500 |
Source: Hampden County and Westfield City records · APN WFLD M:73-R L:37
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1931 E MOUNTAIN RD, WESTFIELD, MA 01085-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Apr 09, 2026 |
| Property Address | 1931 E MOUNTAIN RD, WESTFIELD, MA 01085-1460 |
| Document Number | 026284-598 |
| Book / Page | 26284 / 598 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 202615322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1931 E MOUNTAIN RD, WESTFIELD, MA 01085-1460 |
| Document Number | 0000015322, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 26284/598 |
| Instrument | 202615322 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 1931 E MOUNTAIN RD, WESTFIELD, MA 01085-1460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23588-444 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 23588/444 |
| Instrument | 74578 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,604.00 (+2.24%) | $369,200 (+14.37%) Land $130,600 Building $238,600 | $381,520 (+1.13%) |
| 2024 | $377,245 | ||
| 2023 | $5,481.00 | $322,800 Land $113,500 Building $209,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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