1931 Carolyn Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1931 Carolyn Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 1980
Lot Size	0.392 acres (17,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-0852-0001-0170`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0852-0001-0170`
Alternative APNs	`142630398500010170` `263014085200010170` `84897`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,505 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,075 sqft (0.392 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	484 sqft
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1931 CAROLYN CT
City	SAINT CLOUD
State	FL
Zip	34769-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LORRAINE EST UNIT 1 PB 2 PG 184 LOT 17
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE ESTATES UNIT 1
Legal Tract	852
Legal Block	170
Legal Lot Number	17
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1931 CAROLYN CT, SAINT CLOUD, FL 34769-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021
Deed Sale	Aug 9, 2021
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	2021122887
Deed Book / Page	6018 / 2981
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0060182981
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 9, 2021
Property Address	1931 CAROLYN CT, SAINT CLOUD, FL 34769-5503
Document Number	0060182981
Book / Page	6018 / 2981
Map Reference	MB 2 PG 184
Instrument Date	Aug 4, 2021
Instrument	2021122887
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	VANQUISH LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1931 CAROLYN CT, SAINT CLOUD, FL 34769-5503

Mortgage

Document Number	60182984
Date	Aug 9, 2021
Instrument	6018/2984

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1931 CAROLYN CT, SAINT CLOUD, FL 34769-5503
Document Number	0054941843
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 CAROLYN CT ST CLOUD FL 347695503, ST CLOUD, FL 34769-5503

Mortgage

Document Number	0054941843
Date	Mar 20, 2019
Book Page	005494/001843
Instrument	35655

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+3.82%) Homeowner's exemption	$147,560 (+6.03%)	$294,900 (+11.41%) Land $65,000 Building $229,900
2024	$1,804.00 (+3.26%)
2023	$1,747.00 (+4.8%) Homeowner's exemption	$139,165 (+3.37%)	$264,700 (+25.15%) Land $60,000 Building $204,700
2022	$1,667.00 Homeowner's exemption	$134,630	$211,500 Land $50,000 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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