1931 Broad St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1931 Broad St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,437 sqft · built 1927
Lot Size	0.135 acres (5,890 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Aug 2020)
Tax Bill	$5,448 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-8-17`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-8-17`
Alternative APN	`150004806800080170000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,030 sqft
Upper Floors Area	407 sqft
Attic	Attic
Attic Area	407 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,890 sqft (0.135 acres)
Lot Dimensions	190 ft deep x 31 ft wide
Porch	Slab
Porch Area	404 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1931 BROAD ST
City	SCHENECTADY
State	NY
Zip	12306-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Block	8
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1008
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1931 BROAD ST, SCHENECTADY, NY 12306-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 4, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Feb 25, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	202022509
Deed Book / Page	2039 / 28
Prior Transfer Date	Jan 29, 2020
Prior Transfer Doc	0000007966
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1931 BROAD ST, SCHENECTADY, NY 12306-4819
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 BROAD ST, SCHENECTADY, NY 12306-4819

Mortgage

Document Number	0000037305
Date	Jul 18, 2022
Book Page	5241/453
Instrument	202237305

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 4, 2020
Property Address	1931 BROAD ST, SCHENECTADY, NY 12306-4819
Document Number	0000022509
Book / Page	2039 / 28
Instrument Date	Jul 17, 2020
Instrument	202022509
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	COMMUNITY ABSTRACT & TTL COR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 MICHIGAN AVE, 355, SCHENECTADY, NY 12303-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 BROADWAY, SCHENECTADY, NY 12306-5007

Mortgage

Document Number	0000022510
Date	Aug 4, 2020
Instrument	202022510

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 25, 2020
Property Address	1931 BROAD ST, SCHENECTADY, NY 12306-4819
Document Number	0000007966
Book / Page	002031 / 000254
Instrument Date	Jan 29, 2020
Instrument	7966
Transaction Type	Foreclosure
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 MICHIGAN AVE SCHENECTADY NY 123031036, SCHENECTADY, NY 12303-1036

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,448.00 (+2.18%)
2025	$5,332.00 (+4.47%)	$108,100 (-) Land $16,200 Building $91,900	$179,003 (+30.82%) Land $26,826 Building $152,177
2023		$108,100 (-) Land $16,200 Building $91,900	$136,835 (+3.8%) Land $20,506 Building $116,329
2022		$108,100 Land $16,200 Building $91,900	$131,829 Land $19,756 Building $112,073
2021	$5,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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