1931 Beach Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1931 Beach Rd, Watsonville, CA 95076

Property Summary

Property Type	Commercial
Details	1 ba · 640 sqft · built 1930
Lot Size	3.89 acres (169,840 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Jan 2026)
Tax Bill	$13,019 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2025 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`052-581-03`

Property Details

APN / Parcel Number

Primary APN	`052-581-03`
Alternative APN	`052-581-03-000`

Interior

Full Baths	1 Bath
Building Area	640 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Roof Material	Metal
Lot Area	169,840 sqft
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1931 BEACH RD
City	WATSONVILLE
State	CA
Zip	95076-9509
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CA
Legal Subdivision	A052 58
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1031
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1299, FREEDOM, CA 95019-1299
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage CHRISTOPHER AMOS ETUX
Aug 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage BAY FCU
Jan 29, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jan 29, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage SANTA CRUZ COUNTY BANK
Apr 28, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Apr 22, 2002 · Amount on Record
Deed Document Number	20261923
Prior Transfer Date	Aug 11, 2005
Prior Transfer Doc	0000057297
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509

Mortgage

Document Number	0000022171
Date	Nov 16, 2023
Instrument	2023-0022171

Lender

Name	CHRISTOPHER AMOS ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 MAR VISTA DR, APTOS, CA 95003-3652

Mortgage

Document Number	0000016039
Date	Aug 1, 2025
Instrument	2025-0016039

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2026
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Document Number	0000001923
Instrument Date	Jan 22, 2026
Instrument	2026-0001923
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1299, FREEDOM, CA 95019-1299

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2026
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Document Number	0000001923
Instrument Date	Jan 22, 2026
Instrument	2026-0001923
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1299, FREEDOM, CA 95019-1299

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017407
Date	Jun 25, 2019
Instrument	2019-0017407

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1931 BEACH RD, WATSONVILLE, CA 95076-9509
Document Number	0000014074
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3085 MAR VISTA DR APTOS CA 950033652, APTOS, CA 95003-3652

Mortgage

Document Number	0000014074
Date	Apr 28, 2017
Instrument	14074

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	180 MAIDEN LN # 10TH, NEW YORK, NY 10038-4925

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$753,428 (+2%) Land $524,385 Building $229,043
2025	$13,019.00 (+8.63%)	$738,655 (+4.04%) Land $514,103 Building $224,552
2023	$11,985.00 (+2.61%)	$709,972 Land $494,140 Building $215,832
2022	$11,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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