19304 Starvale Ln, Ramona, CA 92065 Property Records

San Diego County property record for 19304 Starvale Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,463 sqft · built 2005
Lot Size	10.5 acres (459,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jul 2019)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`286-101-07-00`

Property Details

APN / Parcel Number

Primary APN	`286-101-07-00`
Alternative APN	`2861007500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,463 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	459,994 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2861007500
Street Address	19304 STARVALE LN
City	RAMONA
State	CA
Zip	92065-6348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	PAR 3 TR PM10747
Legal Subdivision	PARCEL MAP NO 10747
Legal Tract	1010747
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2011
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19304 STARVALE LN, RAMONA, CA 92065-6348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 30, 2017	Grant Deed, Transfer · Conventional Mortgage ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	2019294042
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0000528822
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	19304 STARVALE LN, RAMONA, CA 92065-6348
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 STARVALE LN, RAMONA, CA 92065-6348

Mortgage

Document Number	0000387718
Date	May 21, 2021
Instrument	2021-0387718

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2019
Property Address	19304 STARVALE LN, RAMONA, CA 92065-6348
Document Number	0000294042
Instrument Date	Jul 19, 2019
Instrument	2019-0294042
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19304 STARVALE LN, RAMONA, CA 92065-6348

Mortgage

Document Number	0000294043
Date	Jul 19, 2019
Instrument	2019-0294043

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	19304 STARVALE LN, RAMONA, CA 92065-6348
Document Number	0000144920
Instrument Date	Feb 23, 2017
Instrument	144920
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 STARVALE LN RAMONA CA 920656348, RAMONA, CA 92065-6348

Mortgage

Document Number	144921
Date	Mar 30, 2017
Instrument	144921

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$786,436 (+2%) Land $284,427 Building $502,009
2025	$8,038.00 (+4.04%) Homeowner's exemption	$771,016 (+4.04%) Land $278,850 Building $492,166
2023	$7,726.00 (+1.52%) Homeowner's exemption	$741,078 Land $268,023 Building $473,055
2022	$7,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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