19304 78th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 19304 78th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1999
Lot Size	0.165 acres (7,201 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Apr 2023)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`602270-0-020`

Property Details

APN / Parcel Number

Primary APN	`602270-0-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,757 sqft
1st Floor Area	1,352 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,201 sqft (0.165 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	19304 78TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 12 FALCON CREEK PDD L 2 TOG/W 1/109TH UNDIV INT IN TR A, B, C & D TOG/W PRI RD EASE OF RECORD OUT OF 432-1,432-2, 432-3 & 432-4 SEG K0233 10/28/98MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FALCON CREEK PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1000
Census Tract	73133

Owner

19304 78th Ave Ct E is owned and occupied by an individual who bought it in April 2023.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Apr 25, 2023	Warranty Deed, Transfer CW TITLE
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 27, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA
Oct 25, 2019	Warranty Deed, Transfer RAINIER TITLE
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	2023537
Prior Transfer Date	Apr 2, 2023
Prior Transfer Doc	0000000537
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	May 19, 2026
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Document Number	0000000022
Instrument Date	May 14, 2026
Instrument	202622
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032

Mortgage

Document Number	0000000022,
Date	May 19, 2026
Instrument	202622

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 25, 2023
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Document Number	0004250537
Map Reference	DOC 9809165002
Instrument Date	Apr 2, 2023
Instrument	202304250537
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 3, 2023
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Document Number	0004030369
Map Reference	DOC 9809165002
Instrument Date	Apr 2, 2023
Instrument	202304030369
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032

Mortgage

Document Number	0004030370
Date	Apr 3, 2023
Instrument	202304030370

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270015
Date	Jan 27, 2017
Instrument	201701270015

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 25, 2019
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Document Number	1910250081
Instrument Date	Oct 21, 2019
Instrument	201910250081
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Tax	$5,612.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 78TH AVENUE CT E SPANAWAY WA 983873032, SPANAWAY, WA 98387-3032

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 5, 2017
Property Address	19304 78TH AVENUE CT E, SPANAWAY, WA 98387-3032
Document Number	1705050724
Instrument Date	May 4, 2017
Instrument	201705050724
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19304 78TH AVENUE CT E SPANAWAY WA 983873032, SPANAWAY, WA 98387-3032

Mortgage

Document Number	1705050725
Date	May 5, 2017
Instrument	201705050725

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19304 78th Ave Ct E was $4,469, down 1.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,900 (-1.15%) Land $173,300 Building $239,600	$412,900 (-1.15%) Land $173,300 Building $239,600
2025	$4,469.00 (-1.06%)	$417,700 (+8.8%) Land $170,800 Building $246,900	$417,700 (+8.8%) Land $170,800 Building $246,900
2024	$4,517.00 (-1.18%)	$383,900 (-3.52%) Land $170,800 Building $213,100	$383,900 (-3.52%) Land $170,800 Building $213,100
2023	$4,571.00	$397,900 Land $157,400 Building $240,500	$397,900 Land $157,400 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19304 78th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19304 78th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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