19302 Cactus Rose Dr, Katy, TX 77449 Property Records

Harris County property record for 19302 Cactus Rose Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1996
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Individual Names on File
Last Sale	$267,760 (Mar 2022)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-881-003-0010`

Property Details

APN / Parcel Number

Primary APN	`118-881-003-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,156 sqft (0.141 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1188810030010
Street Address	19302 CACTUS ROSE DR
City	KATY
State	TX
Zip	77449-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 3 SILVERMILL SEC 3
Legal Subdivision	SILVERMILL SEC 3
Legal Block	3
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2017
Census Tract	542002

Owner

19302 Cactus Rose Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Harris County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Vendor's Lien, Transfer · FHA Mortgage BOKF NA
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	May 21, 2014 · Amount on File
Deed Document Number	2022146766
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	20140214856
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 21, 2022
Property Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705
Document Number	0000146766
Map Reference	MF 381008
Instrument Date	Mar 17, 2022
Instrument	2022-146766
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705

Mortgage

Document Number	0000146767
Date	Mar 21, 2022
Instrument	2022-146767

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705

Mortgage

Document Number	2020534395
Date	Nov 3, 2020
Instrument	2020-534395

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Jun 1, 2044

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19302 CACTUS ROSE DR, KATY, TX 77449-4705
Document Number	0000534395
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19302 CACTUS ROSE DR KATY TX 774494705, KATY, TX 77449-4705

Mortgage

Document Number	0000534395
Date	Nov 3, 2020
Instrument	534395

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 2, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 19302 Cactus Rose Dr was $4,181 with a homeowner's exemption, down 12.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,349 (+9.1%) Land $52,849 Building $209,500	$262,349 (+9.1%) Land $52,849 Building $209,500
2025	$4,181.00 (-12.4%) Homeowner's exemption	$240,466 Land $52,849 Building $187,617	$240,466 Land $52,849 Building $187,617
2024	$4,773.00
2023		$287,478 Land $50,673 Building $236,805	$287,478 Land $50,673 Building $236,805
2022	$5,043.00
2020	$2,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19302 Cactus Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19302 Cactus Rose Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYDE CREEK MUD serves 5,301 people · EPA ID TX1011689
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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