19300 S 190th St, Adams, NE 68301 Property Records

Otoe County property record for 19300 S 190th St, Adams, NE 68301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,680 sqft · built 2004
Lot Size	10.5 acres (457,816 sqft)
Owner	Individual Name on File
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999554371`

Property Details

APN / Parcel Number

Primary APN	`999554371`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	457,816 sqft (10.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	57 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	19300 S 190TH ST
City	ADAMS
State	NE
Zip	68301-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	31-8-9 TRACT OF LAND IN NW1/4 NW1/4 10.51 AC SOUTH PALMYRA; MAP NUMBER: 3699-31-2-09100-000-0000
Legal Range	09
Legal Township	08
Legal Section	31
Legal Subdivision	RURAL AG
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH PALMYRA
Census Block Group	1
Census Block	1027
Census Tract	966800

Owner

19300 S 190th St is owned and occupied by an individual.

Source: Otoe County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	19300 S 190TH ST, ADAMS, NE 68301-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit MEMBERSOWN CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERSOWN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	19300 S 190TH ST, ADAMS, NE 68301-3031
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802226
Date	Oct 1, 2018
Instrument	201802226

Lender

Name	MEMBERSOWN CU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	19300 S 190TH ST, ADAMS, NE 68301-3031
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002261
Date	Sep 2, 2020
Instrument	202002261

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	19300 S 190TH ST, ADAMS, NE 68301-3031
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19300 S 190TH ST, ADAMS, NE 68301-3031

Mortgage

Document Number	0202103625
Date	Dec 13, 2021
Instrument	202103625

Lender

Name	MEMBERSOWN CU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 9, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 19300 S 190th St was $3,998.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00	$389,951 Land $85,624 Building $304,327	$389,951 Land $85,624 Building $304,327
2023	$6,030.00	$353,232 Land $77,840 Building $275,392	$353,232 Land $77,840 Building $275,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19300 S 190th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19300 S 190th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream Fixed Wireless	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 190th St

Nearby Streets

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