1930 Saint James Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1930 Saint James Rd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,994 sqft · built 1981
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-103-016`

Property Details

APN / Parcel Number

Primary APN	`023-103-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Masonry / Concrete Block
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	ASTOR AVE
City	CAMBRIA
State	CA
Zip	93428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 8 BL 221 LTS 3, 4, 17 & 18
Legal Subdivision	TRACT 08
Legal Tract	8
Legal Block	221
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1067
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 17, 2017	Quit Claim Deed Quitclaim
Jul 7, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2017
Transfer Doc	0000047501
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451

Mortgage

Document Number	0000045440
Date	Aug 26, 2020
Instrument	2020045440

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 17, 2017
Property Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Document Number	0000047501
Instrument Date	Oct 4, 2017
Instrument	47501
Record Updated	Nov 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1930 SAINT JAMES RD CAMBRIA CA 934285451, CAMBRIA, CA 93428-5451

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2017
Property Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Document Number	0000029805
Instrument Date	May 11, 2017
Instrument	29805
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1930 SAINT JAMES RD CAMBRIA CA 934285451, CAMBRIA, CA 93428-5451

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 23, 2017
Property Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Document Number	0000027750
Instrument Date	May 11, 2017
Instrument	27750
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 23, 2017
Property Address	1930 SAINT JAMES RD, CAMBRIA, CA 93428-5451
Document Number	0000027749
Instrument Date	May 11, 2017
Instrument	27749
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 SAINT JAMES RD CAMBRIA CA 934285451, CAMBRIA, CA 93428-5451

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,567 (+2%) Land $124,348 Building $333,219
2025	$5,004.00 (+4.21%) Homeowner's exemption	$448,596 (+4.04%) Land $121,910 Building $326,686
2023	$4,802.00 (+2.06%) Homeowner's exemption	$431,178 Land $117,177 Building $314,001
2022	$4,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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