1930 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1930 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,991 sqft · built 1999
Lot Size	0.268 acres (11,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2020)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9065-00-950`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9065-00-950`
Alternative APNs	`282216906500950` `241311` `246152` `250724`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,991 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	1,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,694 sqft (0.268 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1930 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE 2 39/122 LOT 95
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 2
Legal Phase	2
Legal Tract	9065
Legal Lot Number	95
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1059
Census Tract	18100

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1930 RACHELS RIDGE LOOP, OCOEE, FL 34761-9013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jul 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 11, 2020 · Amount on Record
Deed Sale	Nov 11, 2020 · Amount on Record
Prior Sale	Feb 21, 2014 · Amount on Record
Deed Document Number	2020589363
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 11, 2020
Property Address	1930 RACHELS RIDGE LOOP, OCOEE, FL 34761-9013
Document Number	0000589363
Instrument Date	Nov 3, 2020
Instrument	589363
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1930 RACHELS RIDGE LOOP OCOEE FL 347619013, OCOEE, FL 34761-9013

Mortgage

Document Number	589364
Date	Nov 11, 2020
Instrument	589364

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1930 RACHELS RIDGE LOOP, OCOEE, FL 34761-9013
Document Number	0000526395
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1930 RACHELS RIDGE LOOP OCOEE FL 347619013, OCOEE, FL 34761-9013

Mortgage

Document Number	0000526395
Date	Sep 5, 2018
Instrument	526395

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 4, 2046

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,155 (+2.7%)	$386,530 (-1.23%) Land $80,000 Building $306,530
2025	$3,025.00 (+9.36%) Homeowner's exemption	$181,261 (+5.99%)	$391,350 (+21.4%) Land $80,000 Building $311,350
2024	$2,766.00 (+3.56%)
2023	$2,671.00 (+3.57%) Homeowner's exemption	$171,022 (+3%)	$322,377 (+13.55%) Land $80,000 Building $242,377
2022	$2,579.00 Homeowner's exemption	$166,041	$283,909 Land $80,000 Building $203,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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