1930 Candlelight Cir, Montgomery, IL 60538 Property Records

Kane County property record for 1930 Candlelight Cir, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details1,794 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2025)
Tax Bill$6,038 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN14-34-476-025

Property Details

APN / Parcel Number

Primary APN14-34-476-025

Interior

Stories2 Stories
Building Area1,794 sqft Living Area
Gross Area2,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1930 CANDLELIGHT CIR
CityMONTGOMERY
StateIL
Zip60538-3500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS CONDO - 23RD AMENDMENT - UNIT 81
Legal SubdivisionSILVER SPRINGS CONDO
Legal Block3
Legal Unit81
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group3
Census Block3002
Census Tract854508

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1940 TALL OAKS DR, 1B, AURORA, IL 60505-1466
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleDec 19, 2016 · Amount on Record
Deed Document Number20253874
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1930 CANDLELIGHT CIR, MONTGOMERY, IL 60538-3500
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 CANDLELIGHT CIR 1930, 1930, MONTGOMERY, IL 60538-3500

Mortgage

Document Number0000002003
DateJan 15, 2026
Instrument2026K002003
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalityMontgomery Village
Unified School DistrictYorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,038.00 (+7.25%)$82,293 (+7.83%) Land $11,868 Building $70,425$246,978 (+7.83%) Land $35,618 Building $211,360
2024$76,317 (+20.1%) Land $11,006 Building $65,311$229,043 (+20.15%) Land $33,031 Building $196,011
2022$5,630.00 (+3.68%) Homeowner's exemption$63,542 (+5.08%) Land $9,164 Building $54,378$190,626 (+5.08%) Land $27,492 Building $163,134
2021$5,430.00 Homeowner's exemption$60,470 Land $8,721 Building $51,749$181,410 Land $26,163 Building $155,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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