Polk County property record for 193 Williams St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 736 sqft · built 1930 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,445 (May 2009) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08421-CA-00400 |
| Primary APN | 08421-CA-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 736 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,720 sqft (0.154 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 24 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 200332 |
|---|---|
| Street Address | 193 WILLIAMS ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | E. A. THORPS TOWN PLAT OF INDEPENDENCE LOT 5 BLOCK 14 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | E. A. THORPS TOWN PLAT OF INDEPENDENCE |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20305 |
Source: Polk County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 193 WILLIAMS ST, INDEPENDENCE, OR 97351-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2009 · Amount on Record |
| Deed Sale | May 22, 2009 · Amount on Record |
| Prior Sale | Sep 26, 2008 · Amount on Record |
| Deed Document Number | 20096089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 24, 2026 |
| Property Address | 193 WILLIAMS ST, INDEPENDENCE, OR 97351-2242 |
| Document Number | 0000005891 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20265891 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 193 WILLIAMS ST, INDEPENDENCE, OR 97351-2242 |
| Document Number | 0000005891, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20265891 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 193 WILLIAMS ST, INDEPENDENCE, OR 97351-2242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002616 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-002616 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,570 (+2.99%) Land $31,030 Building $36,540 | $304,920 (-3.69%) Land $150,000 Building $154,920 | |
| 2025 | $1,197.00 (+3.82%) | $65,610 (+3%) Land $30,130 Building $35,480 | $316,610 (+3.93%) Land $149,300 Building $167,310 |
| 2024 | $1,153.00 (-2.54%) | $63,700 (+2.99%) Land $29,250 Building $34,450 | $304,630 (-1.37%) Land $137,000 Building $167,630 |
| 2023 | $1,183.00 (+8.93%) | $61,850 (+3%) Land $28,400 Building $33,450 | $308,870 (+7.44%) Land $138,200 Building $170,670 |
| 2022 | $1,086.00 | $60,050 Land $27,570 Building $32,480 | $287,490 Land $117,500 Building $169,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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