193 W Keller St, Hernando, FL 34442 Property Records

Citrus County property record for 193 W Keller St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1996
Lot Size	1.15 acres (50,170 sqft)
Owner	Owner Name on Record
Last Sale	$165,000 (Aug 2000)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00400-040.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00400-040.0`
Alternative APNs	`1818S19E0110004000400` `2300311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,874 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	50,170 sqft (1.15 acres)
Lot Dimensions	333 ft deep x 150 ft wide
Garage Area	525 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	338 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2300311
Old Parcel Number	1818S19E0110004000400
Street Address	193 W KELLER ST
City	HERNANDO
State	FL
Zip	34442-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 40 BLK 40
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	40
Legal Lot Number	40
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3011
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	193 W KELLER ST, HERNANDO, FL 34442-8819
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2000 · Amount on Record
Deed Sale	Aug 7, 2000 · Amount on Record
Deed Document Number	1145089
Deed Book / Page	1376 / 2384
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	193 W KELLER ST, HERNANDO, FL 34442-8819
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193W W KELLER ST, HERNANDO, FL 34442-8819

Mortgage

Document Number	0033121937
Date	Aug 19, 2022
Book Page	3312/1937
Instrument	2022058366

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (+5.68%) Homeowner's exemption Additional exemption filed	$302,304 (-2.56%) Land $31,000 Building $271,304	$302,304 (-2.56%) Land $31,000 Building $271,304
2024	$1,865.00 (+2.75%) Homeowner's exemption Additional exemption filed	$310,260 (+0.8%) Land $29,500 Building $280,760	$310,260 (+0.8%) Land $29,500 Building $280,760
2023	$1,815.00 (+6.89%) Homeowner's exemption Additional exemption filed	$307,812 (+21.47%) Land $25,500 Building $282,312	$307,812 (+21.47%) Land $25,500 Building $282,312
2022	$1,698.00 Homeowner's exemption Additional exemption filed	$253,397 Land $17,250 Building $236,147	$253,397 Land $17,250 Building $236,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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