Volusia County property record for 193 Sunrise Cove Cir, Ormond Beach, FL 32176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,375 sqft · built 2015 |
| Lot Size | 0.113 acres (4,920 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $209,900 (Sep 2015) |
| Tax Bill | $3,542 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3234-30-00-0060 |
| Primary APN | 3234-30-00-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,375 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,920 sqft (0.113 acres) |
| Lot Dimensions | 82 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 417 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 7678314 |
|---|---|
| Street Address | 193 SUNRISE COVE CIR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32176-0003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-13-32 LOT 6 SUNRISE COVE MB 56 PGS 109-113 INC PER OR 7163 PGS 1079-1080 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 34 |
| Legal Subdivision | SUNRISE COVE MB |
| Legal Tract | 30 |
| Legal Lot Number | 6 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NORTH PENINSULA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 80202 |
193 Sunrise Cove Cir is owner-occupied and held in a trust since September 2015.
Source: Volusia County records, as of June 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 193 SUNRISE COVE CIR, ORMOND BEACH, FL 32176-0003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Aug 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on File |
| Deed Sale | Sep 16, 2015 · Amount on File |
| Deed Document Number | 2015172485 |
| Deed Book / Page | 7163 / 1079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 193 SUNRISE COVE CIR, ORMOND BEACH, FL 32176-0003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 193 SUNRISE COVE CIR, ORMOND BEACH, FL 32176-0003 |
| Document Number | 0088184333 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 8818/4333 |
| Instrument | 2026034112 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 23, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 193 SUNRISE COVE CIR, ORMOND BEACH, FL 32176-0003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0077290235 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 7729/0235 |
| Instrument | 2019-152571 |
| Name | DISCOVER BANK |
|---|---|
| Type | Lending Institution |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 193 SUNRISE COVE CIR, ORMOND BEACH, FL 32176-0003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0078682663 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 7868/2663 |
| Instrument | 2020-112444 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 193 Sunrise Cove Cir was $3,542 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,762 (+2.7%) | $387,876 (+1.85%) Land $142,000 Building $245,876 | |
| 2025 | $3,542.00 Homeowner's exemption | $223,722 | $380,837 Land $142,000 Building $238,837 |
| 2023 | $3,400.00 (+2.19%) Homeowner's exemption | $211,688 (+3%) | $379,224 (+19.59%) Land $142,000 Building $237,224 |
| 2022 | $3,327.00 Homeowner's exemption | $205,522 | $317,092 Land $113,900 Building $203,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Sunrise Cove Cir in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 150 units insured incl. 54 condo units |
| Nearby Flood Claims | 33 (1994–2024) |
| Claims Outside the SFHA | 28 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 193 Sunrise Cove Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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