193 Ruch Rd, Winchester, TN 37398 Property Records

Franklin County property record for 193 Ruch Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,318 sqft · built 1993
Lot Size	2.15 acres (93,654 sqft)
Owner	Company Name on File
Last Sale	$46,000 (Aug 2021)
Tax Bill	$833 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026063 02400`

Property Details

APN / Parcel Number

Primary APN	`026063 02400`
Alternative APN	`063 02400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	196 sqft
Patio Area	1 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	193 RUCH RD
City	WINCHESTER
State	TN
Zip	37398-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	RUCH ROAD 3 MINOR DIVISION SURVEY
Legal Tract	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	960300

Owner

193 Ruch Rd is owned by a company that bought it in August 2021.

Source: Franklin County records, as of January 27, 2026

Owner of Record	Company Name on File
Mailing Address	193 RUCH RD, WINCHESTER, TN 37398-3749
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COFFEE COUNTY BANK
Jun 17, 2021	Intrafamily Transfer, Transfer
Jun 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK
Jun 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20217712
Deed Book / Page	458 / 293
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0021005354
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 27, 2021
Property Address	193 RUCH RD, WINCHESTER, TN 37398-3749
Document Number	0021007712
Book / Page	D0458 / 293
Map Reference	ENV 692 PG 21
Instrument Date	Aug 25, 2021
Instrument	21007712
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 CUMBERLAND DR, WINCHESTER, TN 37398-2217

Mortgage

Document Number	0021007713
Date	Aug 27, 2021
Instrument	21007713

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Jun 17, 2021
Property Address	193 RUCH RD, WINCHESTER, TN 37398-3749
Document Number	0021005354
Book / Page	D0455 / 494
Map Reference	ENV 692 PG 21
Instrument Date	Jun 16, 2021
Instrument	21005354
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 RUCH RD, WINCHESTER, TN 37398-3749

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 4, 2021
Property Address	193 RUCH RD, WINCHESTER, TN 37398-3749
Document Number	0021004953
Book / Page	D0455 / 210
Map Reference	ENV 692 PG 21
Instrument Date	Jun 2, 2021
Instrument	21004953
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 STVAL CIRCLE, WINCHESTER, TN 37398

Mortgage

Document Number	0021004954
Date	Jun 4, 2021
Instrument	21004954

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 2, 2022

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Jun 17, 2021
Property Address	193 RUCH RD, WINCHESTER, TN 37398-3749
Document Number	0021005353
Book / Page	D0455 / 492
Map Reference	ENV 692 PG 21
Instrument Date	Mar 16, 2021
Instrument	21005353
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RUCH RD, WINCHESTER, TN 37398-3749

Tax Assessment & Valuation

The 2025 property tax bill for 193 Ruch Rd was $833.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00	$41,750 Land $9,325 Building $32,425
2023		$41,650 Land $9,325 Building $32,325
2022	$781.00		$167,000 Land $37,300 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Ruch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Ruch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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