193 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 193 River St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1965
Lot Size0.31 acres (13,504 sqft)
Owner2 Company Names on Record
Tax Bill$4,747 (2026)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (moderate risk)
APN361200 299.16-2-12

Property Details

APN / Parcel Number

Primary APN361200 299.16-2-12
Alternative APNs
  • 120029901600020120000000
  • 3911 2779

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions180 ft deep x 75 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2779
Street Address193 RIVER ST
CityONEONTA
StateNY
Zip13820-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code230
Legal Block2
Legal Lot Number12.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1012
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address147 HENRY ST, ONEONTA, NY 13820-2208
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 10, 2023
Transfer Doc0000000644
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateNov 13, 2023
Property Address193 RIVER ST, ONEONTA, NY 13820-2239
Document Number0000000644
Instrument DateNov 10, 2023
Instrument2023-4644
Transaction TypeTransfer
Record UpdatedDec 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 HENRY ST, ONEONTA, NY 13820-2208

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,747.00 (+35.9%) Homeowner's exemption Senior Citizen's exemption
2025$3,493.00$122,000 (-) Land $20,900 Building $101,100$171,831 (+14.08%) Land $29,437 Building $142,394
2023Homeowner's exemption Senior Citizen's exemption$122,000 (-) Land $20,900 Building $101,100$150,617 (+13.58%) Land $25,802 Building $124,815
2022$122,000 Land $20,900 Building $101,100$132,609 Land $22,717 Building $109,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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