San Diego County property record for 193 River Rock Ct, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,680 sqft · built 1998 |
| Lot Size | 4.89 acres (213,418 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $855,000 (Jun 2024) |
| Tax Bill | $10,663 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-19-45 |
| Primary APN | 381-681-19-45 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 213,418 sqft |
| View / Lot | River |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 193 RIVER ROCK CT |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | LOT 109 US100PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101 |
| Legal Subdivision | 89-06 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 108,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16614 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Document Number | 2024156409 |
| Prior Transfer Date | Mar 15, 2011 |
| Prior Transfer Doc | 0000168633 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000006426 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024-0006426 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000031346 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-0031346 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 193 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000284057 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-0284057 |
| Name | FINLEY PROPERTIES CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $889,540 (+2%) Land $349,877 Building $539,663 | |
| 2025 | $10,663.00 (+80.94%) | $872,099 (+84.14%) Land $343,017 Building $529,082 |
| 2023 | $5,893.00 (+0.72%) Homeowner's exemption | $473,614 Land $186,284 Building $287,330 |
| 2022 | $5,851.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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